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| Portland | | Why not take advantage of current | | Mandatory Valuation Reserve: A |
| Boston | | low prices? Many auto insurance | | reserve required by a state law to |
| Fredericksburg | | consumers are becoming educated | | offset any declines in the valuation of |
| Panama City | | on other companies, plans, and rates | | securities listed as admitted assets. |
| Oklahoma City | | that are available to them; ones that | | |
| Long Beach | | could afford them significant savings | | Tabular Plan: A retrospective rating |
| Lake Worth | | on their auto insurance. | | plan, which uses tables to furnish the |
| Winter Park | | | | various values for the rating formula. |
| Hemet | | We offer quotes for auto insurance, | | |
| Cranston | | life insurance, homeowners | | Approved: The condition which exists |
| Clinton Township | | insurance, health insurance, term life | | when the person or object to be |
| Huntington | | insurance and more. | | insured meets the underwriting |
| Delray Beach | | | | standards of the insurer. |
| Providence | | The best time to switch policies is | | |
| Raleigh | | within one month of receiving your | | Submitted Business: Applications for |
| Glendale | | policy renewal from your current | | insurance submitted to an insurer but |
| Tallahassee | | insurer. You can typically cancel your | | not yet acted upon by it. |
| North Hollywood | | policy without any fees or penalties if | | |
| Dothan | | you act within this time period. | | Underinsurance: A condition in which |
| Ventura | | | | not enough insurance is carried to |
| Hemet | | Shopping around is the best way to | | cover the insurable value. |
| Burbank | | save money on your insurance. | | |
| Escondido | | | | Will Ride: Coverage that remains in |
| Williamsport | | The quickest and easiest way to | | effect regardless of the geographical |
| Worcester | | shop for new insurance is by | | location in which a loss occurs. |
| Acworth | | comparing rates at InsWebs online | | |
| Davenport | | marketplace. If you do it the | | Single Limit: Any insurance coverage |
| Canton | | old-fashioned way (by calling or | | which is expressed as a single |
| Roanoke | | visiting multiple agents or insurance | | amount of insurance, or a single limit |
| Lincoln | | companies) it could take up a huge | | of liability. Contrast with Split Limit. |
| Columbus | | chunk of your time, which no one | | |
| Hickory | | wants or needs. By completing | | Gross Line: The total limit accepted |
| New Orleans | | InsWebs online application, you will | | by an insurer on an individual risk, |
| Hampton | | have rates to compare to your old | | including the amount to be reinsured. |
| Decatur | | ones within minutes! | | |
