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| Fayetteville | | Healthy people have the best | | Brick Veneer Construction: Refers to |
| Stamford | | mortality risks and thus are much | | a building where the outside walls are |
| Plano | | cheaper for companies to insure. This | | constructed of wood with a facing of a |
| Hartford | | translates into lower rates for the | | single layer of brick. |
| Sioux Falls | | Super Preferred customer than | | |
| Palm Desert | | someone with higher risk factors such | | Building Code: This refers to |
| Riverside | | as a heart condition, cancer or | | municipal or other governmental |
| Reading | | diabetes. Conversely, if you were | | ordinances regulating the type of |
| Anaheim | | unhealthy when you acquired your | | construction of buildings within its |
| Tyler | | policy, and your health has now | | jurisdiction. |
| San Antonio | | improved, it might be time to shop for | | |
| Livonia | | a new policy, as your rates are likely | | Premium Notice: A form notice from |
| Davenport | | to be lower. | | an insurer or agency to a policy |
| Clarksville | | | | owner that a premium will be due on a |
| Ann Arbor | | Everyone has different needs, and | | given date. |
| Cape Coral | | not one size fits all when it comes to | | |
| Olympia | | term life insurance. While it may make | | War Risk Insurance: Insurance |
| Colorado Springs | | sense for people in their 30s and 40s | | covering damage caused by war. |
| Clearwater | | to secure a 20-year term length, a | | Most often written by Ocean Marine |
| Fairfax | | 10-year term might be more | | Insurance companies covering |
| Bay City | | appropriate for someone nearing | | vessels. |
| Modesto | | retirement. | | |
| Joliet | | | | You/Your: These words are used to |
| Walnut Creek | | We offer quotes for auto insurance, | | refer to the named insured in many of |
| Council Bluffs | | life insurance, homeowners | | the modernized/personalized policy |
| Vero Beach | | insurance, health insurance, term life | | forms. |
| Santa Clara | | insurance and more. | | |
| Fall River | | | | Shock Loss: A catastrophic loss so |
| Indianapolis | | At InsWeb, you can compare free | | large that it has a material effect on |
| South Bend | | online insurance quotes from many of | | the underwriting results of a company. |
| Fort Smith | | the nations leading insurance | | |
| Hickory | | companies. | | Expense Allowance: A compensation |
| Norwalk | | | | paid to an insurance agent in excess |
| Turlock | | Make sure you have a new policy in | | of prescribed commissions. |
| Yuma | | place before you cancel your old one | | |
| Cincinnati | | to avoid a lapse in coverage. This will | | |
| Jasper | | also prevent having to figure out the | | |
| Miami | | amount of any unused premium that is | | |
| Cedar Rapids | | due to you from your old insurance | | |
| Stamford | | company, or having to spar with your | | |
| Fayetteville | | agent about exactly when your policy | | |
| Turlock | | was cancelled and how much they | | |
| Lima | | owe you. | | |