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| Bradenton | | People who are trying to quit | | Monoline Policy: Any insurance |
| Trenton | | smoking, for example, might be best | | coverage written as a single line |
| Greenville | | suited purchasing a shorter term (and | | policy. Contrast with Multiple Line or |
| Daytona Beach | | then replacing it with a longer term | | Package policy. |
| Fall River | | policy when they qualify for | | |
| Thousand Oaks | | non-tobacco prices). | | Agency Company: An insurance |
| Fullerton | | | | company that produces business |
| Las Cruces | | At InsWeb, you can compare free | | through an agency network. Contrast |
| Florence | | online insurance quotes from many of | | with Direct Writer. |
| Anchorage | | the nations leading insurance | | |
| Bloomington | | companies. | | Amendment: A formal document |
| Schaumburg | | | | which corrects or revises an |
| York | | While some companies raise their | | insurance master policy. |
| Tuscaloosa | | prices based on your actual age, | | |
| Toms River | | most companies increase the price of | | Independent Agent: An agent |
| Duluth | | their policies six months before your | | operating as an independent |
| Jonesboro | | birthday. Its a term called Age | | contractor under the independent |
| Lancaster | | Nearest in the industry, and that | | agency system. |
| Trenton | | half-year price increase could really | | |
| Melbourne | | add up over a 20-year term policy. As | | Foreign Insurer: An insurer domiciled |
| Fort Worth | | above, the quicker you purchase your | | in a state of the United States other |
| Cookeville | | policy the better. | | than the one in which the insured's |
| Fort Smith | | | | insurance is written. |
| Knoxville | | If you have noticed that your auto | | |
| Indianapolis | | insurance rates are still increasing | | Claim: A demand made by the |
| Mesquite | | with each renewal, or even have not | | insured, or the insured's beneficiary, |
| Buffalo | | gone down even though you have a | | for payment of the benefits provided |
| Longmont | | great driving record, this lower pricing | | by the contract. |
| Biloxi | | trend makes it more important then | | |
| Santa Ana | | ever that you shop around for auto | | Loss Adjustment Expense: The cost |
| Thousand Oaks | | insurance. | | of adjusting losses, excluding the |
| West Chester | | | | amount of the loss itself. |
| Columbus | | If you decide to cancel your policy | | |
| Williamsburg | | (after acquiring new coverage) | | Retail Credit Company: The former |
| Edison | | outside of the 30-day period, you may | | name of Equifax, a credit reporting |
| Amarillo | | have to pay a fee or penalty. | | organization. See Equifax. |
| Pasadena | | However, you may still save money | | |
| Alexandria | | after paying the fee if your new policy | | |
| Green Bay | | affords you significant savings. So | | |
| Canton | | while it is best to wait until your | | |
| Los Angeles | | receive your renewal notice, you CAN | | |
| Edison | | cancel your policy at any time. | | |
