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| Cedar Rapids | | While some companies raise their | | Policy Anniversary: The anniversary |
| Lafayette | | prices based on your actual age, | | of the date of issue of a policy as |
| Modesto | | most companies increase the price of | | shown in the policy declarations. |
| White Plains | | their policies six months before your | | |
| Aurora | | birthday. Its a term called Age | | Foreign Insurer: An insurer domiciled |
| Grand Prairie | | Nearest in the industry, and that | | in a state of the United States other |
| Hendersonville | | half-year price increase could really | | than the one in which the insured's |
| Birmingham | | add up over a 20-year term policy. As | | insurance is written. |
| Springfield | | above, the quicker you purchase your | | |
| Jackson | | policy the better. | | Stock Option Plan: Surviving |
| Tulsa | | | | stockholders have the option to |
| Salt Lake City | | We offer quotes for auto insurance, | | purchase or not purchase the shares |
| Trenton | | life insurance, homeowners | | of a deceased stockholder. |
| Goldsboro | | insurance, health insurance, term life | | |
| Newark | | insurance and more. | | Domestic Insurer (or Company): An |
| Anaheim | | | | insurer formed under the laws of the |
| Grand Rapids | | Life insurance, specifically Term Life, | | state in which the insurance is written. |
| Salt Lake City | | is arguably one of the best values in | | |
| Athens | | the entire financial services arena. | | Renewal: The reestablishment of the |
| Huntsville | | Where else can you go and get | | in-force status of a policy, the term of |
| Littleton | | hundreds of thousands of dollars in | | which has expired or will expire |
| Silver Spring | | protection for literally pennies per | | unless it is renewed. |
| Billings | | day? Rates for Term Life insurance | | |
| Roanoke | | remain at all-time lows, and now is the | | Professional Insurance Agents |
| Fall River | | time to lock in the best prices. | | Association: A trade association of |
| Memphis | | | | mutual insurance agents. |
| Richmond | | Make sure you have a new policy in | | |
| Waterloo | | place before you cancel your old one | | Legislative Risk: A risk faced by |
| Athens | | to avoid a lapse in coverage. This will | | investors whereby changes in tax |
| Kansas City | | also prevent having to figure out the | | laws can result in adverse effects on |
| Myrtle Beach | | amount of any unused premium that is | | the individual's investment results. |
| Sunnyvale | | due to you from your old insurance | | |
| Cypress | | company, or having to spar with your | | You/Your: These words are used to |
| Knoxville | | agent about exactly when your policy | | refer to the named insured in many of |
| Pensacola | | was cancelled and how much they | | the modernized/personalized policy |
| Newport News | | owe you. | | forms. |