| | | | |
|
| Peoria | | The best time to switch policies is | | Interstate Carrier: A transportation |
| Midland | | within one month of receiving your | | company which does business |
| Saginaw | | policy renewal from your current | | across state lines. |
| Oakland | | insurer. You can typically cancel your | | |
| Dallas | | policy without any fees or penalties if | | Commingling: An illegal practice |
| New Port Richey | | you act within this time period. | | which occurs when an agent mixes |
| Philadelphia | | | | personal funds with the insured's or |
| Colorado Springs | | Healthy people have the best | | insurer's funds. |
| Muncie | | mortality risks and thus are much | | |
| Pittsburgh | | cheaper for companies to insure. This | | Brokerage Business: Business |
| Evanston | | translates into lower rates for the | | offered to an insurer by a broker. This |
| Austin | | Super Preferred customer than | | is sometimes called excess or |
| Stamford | | someone with higher risk factors such | | surplus business. |
| Waco | | as a heart condition, cancer or | | |
| Zanesville | | diabetes. Conversely, if you were | | Indemnity: Restoration to the victim of |
| Stuart | | unhealthy when you acquired your | | a loss by payment, repair, or |
| Dallas | | policy, and your health has now | | replacement. |
| Corpus Christi | | improved, it might be time to shop for | | |
| Charleston | | a new policy, as your rates are likely | | Underinsurance: A condition in which |
| Waco | | to be lower. | | not enough insurance is carried to |
| Alpharetta | | | | cover the insurable value. |
| Shreveport | | At InsWeb, you can compare free | | |
| Cypress | | online insurance quotes from many of | | Retrospective Premium: The final |
| Fort Myers | | the nations leading insurance | | premium in a retrospective rating |
| Corpus Christi | | companies. | | plan. See Retrospective Rating. |
