| | | | |
|
| Columbus | | The best time to switch policies is | | Cut Rate: This term generally applies |
| Warwick | | within one month of receiving your | | to insurance companies who charge |
| Pompano Beach | | policy renewal from your current | | premiums below a normal or average |
| Reno | | insurer. You can typically cancel your | | rate. |
| Springfield | | policy without any fees or penalties if | | |
| Englewood | | you act within this time period. | | Authorized Insurer: An insurer |
| Fort Myers | | | | authorized by the state to transact |
| Lexington | | Everyone has different needs, and | | business in that state for specific |
| Fremont | | not one size fits all when it comes to | | types of insurance. |
| Modesto | | term life insurance. While it may make | | |
| Fullerton | | sense for people in their 30s and 40s | | Approved: The condition which exists |
| Boulder | | to secure a 20-year term length, a | | when the person or object to be |
| San Jose | | 10-year term might be more | | insured meets the underwriting |
| Pasadena | | appropriate for someone nearing | | standards of the insurer. |
| Newburgh | | retirement. | | |
| Bellevue | | | | Producer: A term applied to an agent, |
| Abilene | | Make sure you have a new policy in | | solicitor or other person who sells |
| Pueblo | | place before you cancel your old one | | insurance. |
| Bethlehem | | to avoid a lapse in coverage. This will | | |
| Richmond | | also prevent having to figure out the | | Indemnity: Restoration to the victim of |
| York | | amount of any unused premium that is | | a loss by payment, repair, or |
| Hampton | | due to you from your old insurance | | replacement. |
| Alameda | | company, or having to spar with your | | |
| Anchorage | | agent about exactly when your policy | | National Auto Theft Bureau: An |
| Birmingham | | was cancelled and how much they | | organization engaged in the |
| Sacramento | | owe you. | | prevention and reduction of motor |
| Portsmouth | | | | vehicle fire and theft losses. |
| Knoxville | | Why not take advantage of current | | |
| Edmond | | low prices? Many auto insurance | | Professional Insurance Agents |
| Oxnard | | consumers are becoming educated | | Association: A trade association of |
| Columbus | | on other companies, plans, and rates | | mutual insurance agents. |
| Las Cruces | | that are available to them; ones that | | |
| Owensboro | | could afford them significant savings | | New For Old: Replacing old |
| Duluth | | on their auto insurance. | | damaged parts or equipment with |
| Columbus | | | | new ones rather than repairing them. |
