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| Lancaster | | At InsWeb, you can compare free | | Retrospective Premium: The final |
| Warwick | | online insurance quotes from many of | | premium in a retrospective rating |
| Edison | | the nations leading insurance | | plan. See Retrospective Rating. |
| Mountain View | | companies. | | |
| Charlotte | | | | Producer: A term applied to an agent, |
| Scottsdale | | Make sure you have a new policy in | | solicitor or other person who sells |
| Muskegon | | place before you cancel your old one | | insurance. |
| Quincy | | to avoid a lapse in coverage. This will | | |
| Miami | | also prevent having to figure out the | | Collusion: An agreement, usually |
| Little Rock | | amount of any unused premium that is | | secret, between two or more persons |
| Las Cruces | | due to you from your old insurance | | to defraud or deprive another or |
| Winter Haven | | company, or having to spar with your | | others of their property or rights. |
| West Palm Beach | | agent about exactly when your policy | | |
| Pittsburgh | | was cancelled and how much they | | Captive Agent: One who sells |
| Newport Beach | | owe you. | | insurance for only one company as |
| Springfield | | | | opposed to an agent who represents |
| Flint | | We offer quotes for auto insurance, | | several companies. |
| Minneapolis | | life insurance, homeowners | | |
| Fresno | | insurance, health insurance, term life | | Brokerage Business: Business |
| San Bernardino | | insurance and more. | | offered to an insurer by a broker. This |
| Reading | | | | is sometimes called excess or |
| Hollywood | | The best time to switch policies is | | surplus business. |
| Fort Lauderdale | | within one month of receiving your | | |
| Greenville | | policy renewal from your current | | National Auto Theft Bureau: An |
| St. Louis | | insurer. You can typically cancel your | | organization engaged in the |
| Rapid City | | policy without any fees or penalties if | | prevention and reduction of motor |
| Jacksonville | | you act within this time period. | | vehicle fire and theft losses. |
