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| Bradenton | | Healthy people have the best | | Net Loss: The amount of loss |
| Kingsport | | mortality risks and thus are much | | sustained by an insurer after giving |
| Tucson | | cheaper for companies to insure. This | | effect to all applicable reinsurance, |
| Ann Arbor | | translates into lower rates for the | | salvage, and subrogation recoveries. |
| Kansas City | | Super Preferred customer than | | |
| Huntington | | someone with higher risk factors such | | Notice To Company: Written notice to |
| Pasadena | | as a heart condition, cancer or | | an insurer of the occurrence of an |
| Hot Springs | | diabetes. Conversely, if you were | | event which a claim is to be based. |
| Cincinnati | | unhealthy when you acquired your | | |
| Gainesville | | policy, and your health has now | | Monoline Policy: Any insurance |
| Englewood | | improved, it might be time to shop for | | coverage written as a single line |
| Corpus Christi | | a new policy, as your rates are likely | | policy. Contrast with Multiple Line or |
| Beaumont | | to be lower. | | Package policy. |
