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| Trenton | | If you decide to cancel your policy | | Line of Business: The classification of |
| Cincinnati | | (after acquiring new coverage) | | business as utilized in the insurance |
| Akron | | outside of the 30-day period, you may | | industry, e.g., Fire, Allied Lines and |
| Clarksville | | have to pay a fee or penalty. | | Homeowners. |
| Glendale | | However, you may still save money | | |
| Riverside | | after paying the fee if your new policy | | FICA. Federal Insurance Contributions |
| Columbus | | affords you significant savings. So | | Act: A law imposing a payroll tax to |
| Knoxville | | while it is best to wait until your | | assist in funding Social Security |
| Fort Wayne | | receive your renewal notice, you CAN | | benefits. |
| Scottsdale | | cancel your policy at any time. | | |
| Montgomery | | | | United States Aircraft Insurance |
| Greenville | | The best time to switch policies is | | Group: A group of insurers providing |
| Conroe | | within one month of receiving your | | facilities for all forms of Aviation |
| Sioux City | | policy renewal from your current | | Insurance. |
| San Diego | | insurer. You can typically cancel your | | |
| Virginia Beach | | policy without any fees or penalties if | | Calendar Year Experience: This |
| North Hollywood | | you act within this time period. | | measures the premiums and losses |
| Hampton | | | | entered on accounting records during |
| Schaumburg | | While some companies raise their | | the 12-month calendar. |
| Florence | | prices based on your actual age, | | |
| Coral Springs | | most companies increase the price of | | Coding: A method of putting |
| Alpharetta | | their policies six months before your | | information into a numerical form for |
| Anaheim | | birthday. Its a term called Age | | statistical use. Most information on |
| Abilene | | Nearest in the industry, and that | | policies is coded and then put into |
| Jonesboro | | half-year price increase could really | | reports. |
| Evansville | | add up over a 20-year term policy. As | | |
| Fredericksburg | | above, the quicker you purchase your | | Domestic Insurer (or Company): An |
| Naperville | | policy the better. | | insurer formed under the laws of the |
| Santa Clara | | | | state in which the insurance is written. |
| Grand Prairie | | Shopping around is the best way to | | |
| Virginia Beach | | save money on your insurance. | | Amendment: A formal document |
| Colorado Springs | | | | which corrects or revises an |
| Reno | | Individuals who have 30-year | | insurance master policy. |
| Kansas City | | mortgages might want to consider a | | |
| Jackson | | 30-year term to ensure that the house | | |
| Trenton | | is protected throughout the period of | | |
| Jackson | | the loan. | | |