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| Lexington | | Healthy people have the best | | Leasehold: An agreement which |
| Hickory | | mortality risks and thus are much | | gives a person the right to use and |
| Kansas City | | cheaper for companies to insure. This | | occupy property. |
| San Antonio | | translates into lower rates for the | | |
| Boulder | | Super Preferred customer than | | Valued: Relating to an agreement by |
| Madison | | someone with higher risk factors such | | an insurer to pay a specified amount |
| Riverside | | as a heart condition, cancer or | | of money to or on behalf of the |
| Ocala | | diabetes. Conversely, if you were | | insured upon occurrence of a defined |
| Florence | | unhealthy when you acquired your | | loss. |
| Detroit | | policy, and your health has now | | |
| Schenectady | | improved, it might be time to shop for | | Exclusions: Specific situations, |
| Portland | | a new policy, as your rates are likely | | conditions, or circumstances that are |
| Jackson | | to be lower. | | listed in the contract as being not |
| Pembroke Pines | | | | covered. |
| Albuquerque | | Life insurance, specifically Term Life, | | |
| Venice | | is arguably one of the best values in | | Appraisal: An evaluation of property |
| Boston | | the entire financial services arena. | | made to ascertain either the |
| Orange | | Where else can you go and get | | appropriate amount of insurance to |
| Jacksonville | | hundreds of thousands of dollars in | | be written or the amount of loss to be |
| Torrance | | protection for literally pennies per | | paid. |
| Anchorage | | day? Rates for Term Life insurance | | |
| Orange | | remain at all-time lows, and now is the | | Captive Agent: One who sells |
| Pembroke Pines | | time to lock in the best prices. | | insurance for only one company as |
| Aurora | | | | opposed to an agent who represents |
| Lubbock | | At InsWeb, you can compare free | | several companies. |
| Davenport | | online insurance quotes from many of | | |
| Rockford | | the nations leading insurance | | Tickler: A reminder system used to |
| Lafayette | | companies. | | call an individual's attention to actions |
| Muncie | | | | that must be taken at a future point in |
| Thousand Oaks | | If you have noticed that your auto | | time. |
| Pittsburgh | | insurance rates are still increasing | | |
| Santa Monica | | with each renewal, or even have not | | Brokerage Business: Business |
| Palm Harbor | | gone down even though you have a | | offered to an insurer by a broker. This |
| Midland | | great driving record, this lower pricing | | is sometimes called excess or |
| Panama City | | trend makes it more important then | | surplus business. |
| Tuscaloosa | | ever that you shop around for auto | | |
| Cranston | | insurance. | | |