| | | | |
|
| Schaumburg | | Everyone has different needs, and | | Deductible: The portion of an insured |
| Portland | | not one size fits all when it comes to | | loss to be borne by the insured |
| San Diego | | term life insurance. While it may make | | before he is entitled to recovery from |
| Duluth | | sense for people in their 30s and 40s | | the insurer. |
| Jasper | | to secure a 20-year term length, a | | |
| Palm Harbor | | 10-year term might be more | | Net Interest Earned: The average |
| San Francisco | | appropriate for someone nearing | | interest earned by an insurer on its |
| Stockbridge | | retirement. | | investments after investment expense |
| Augusta | | | | but before federal income taxes. |
| Boulder | | If you have noticed that your auto | | |
| Flint | | insurance rates are still increasing | | Notice of Cancellation: Written notice |
| Coral Springs | | with each renewal, or even have not | | by an insurer of intent to cancel |
| Delray Beach | | gone down even though you have a | | insurance, or written notice by an |
| Torrance | | great driving record, this lower pricing | | insured requesting cancellation. |
| Cranston | | trend makes it more important then | | |
| Columbia | | ever that you shop around for auto | | Basic Rate: The manual rate from |
| Aurora | | insurance. | | which discounts are taken or to which |
| Greensboro | | | | charges are added to reflect the |
| Lawton | | Shopping around is the best way to | | individual circumstances of a risk. |
| Hampton | | save money on your insurance. | | |
| White Plains | | | | Agency Contract (or Agreement): The |
| Greenville | | People who are trying to quit | | document which establishes the legal |
| Independence | | smoking, for example, might be best | | relationship between an agent and an |
| Hartford | | suited purchasing a shorter term (and | | insurer. |
| Bloomington | | then replacing it with a longer term | | |
| Odessa | | policy when they qualify for | | Premium Notice: A form notice from |
| Waco | | non-tobacco prices). | | an insurer or agency to a policy |
| Cherry Hill | | | | owner that a premium will be due on a |
| Lexington | | The quickest and easiest way to | | given date. |
| Providence | | shop for new insurance is by | | |
| Lincoln | | comparing rates at InsWebs online | | Flat Cancellation: A policy which is |
| Abilene | | marketplace. If you do it the | | cancelled upon its effective date. |
| Youngstown | | old-fashioned way (by calling or | | Usually under a flat cancellation no |
| Yuma | | visiting multiple agents or insurance | | premium charge is made. |
| Fort Collins | | companies) it could take up a huge | | |
| Lakewood | | chunk of your time, which no one | | |
| Tempe | | wants or needs. By completing | | |
| Anderson | | InsWebs online application, you will | | |
| Ocala | | have rates to compare to your old | | |
| Chattanooga | | ones within minutes! | | |
