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| Jasper | | The best time to switch policies is | | Nonadmitted Insurer: An insurer not |
| Washington | | within one month of receiving your | | licensed to do business in the |
| Chula Vista | | policy renewal from your current | | jurisdiction in question. Same as |
| St. Joseph | | insurer. You can typically cancel your | | Unauthorized Insurer and Unlicensed |
| Miami | | policy without any fees or penalties if | | Insurer. |
| Raleigh | | you act within this time period. | | |
| Naperville | | | | Approved Roof: A term used in |
| Stockbridge | | Why not take advantage of current | | building construction. It indicates a |
| Johnson City | | low prices? Many auto insurance | | roof made of fire-resistive materials, |
| Sterling Heights | | consumers are becoming educated | | such as tile or asphalt shingles. |
| Bakersfield | | on other companies, plans, and rates | | |
| Omaha | | that are available to them; ones that | | Net Loss: The amount of loss |
| Woodbridge | | could afford them significant savings | | sustained by an insurer after giving |
| Toms River | | on their auto insurance. | | effect to all applicable reinsurance, |
| Belleville | | | | salvage, and subrogation recoveries. |
| Topeka | | Individuals who have 30-year | | |
| Jackson | | mortgages might want to consider a | | Agent's Balance: A periodic |
| Southfield | | 30-year term to ensure that the house | | statement of the sums due and owed |
| Santa Ana | | is protected throughout the period of | | to an agent under the agent's contract |
| Fredericksburg | | the loan. | | with an insurer. |
