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| Cambridge | | Individuals who have 30-year | | Approved Roof: A term used in |
| Dallas | | mortgages might want to consider a | | building construction. It indicates a |
| Houston | | 30-year term to ensure that the house | | roof made of fire-resistive materials, |
| Bradenton | | is protected throughout the period of | | such as tile or asphalt shingles. |
| Bellevue | | the loan. | | |
| Asheville | | | | Paid-In Surplus: Surplus paid in by |
| Mansfield | | The quickest and easiest way to | | stockholders, as contrasted with |
| Rochester | | shop for new insurance is by | | surplus earned through the |
| Warren | | comparing rates at InsWebs online | | operations of a business. |
| Salem | | marketplace. If you do it the | | |
| Nashua | | old-fashioned way (by calling or | | Depreciation: A decrease in the value |
| New Port Richey | | visiting multiple agents or insurance | | of any type of tangible property over |
| Zanesville | | companies) it could take up a huge | | a period of time resulting from use, |
| Roanoke | | chunk of your time, which no one | | wear and tear, or obsolescence. |
| Cherry Hill | | wants or needs. By completing | | |
| St. Joseph | | InsWebs online application, you will | | Coding: A method of putting |
| Jackson | | have rates to compare to your old | | information into a numerical form for |
| Richmond | | ones within minutes! | | statistical use. Most information on |
| Flint | | | | policies is coded and then put into |
| Evansville | | We offer quotes for auto insurance, | | reports. |
| Huntington Beach | | life insurance, homeowners | | |
| Gainesville | | insurance, health insurance, term life | | Director of Insurance: A title used in |
| Vero Beach | | insurance and more. | | some states for the head of the |
| Reno | | | | department of insurance. |
| Lima | | Shopping around is the best way to | | |
| Columbia | | save money on your insurance. | | Tariff Rate: A rate established by a |
| Dubuque | | | | rating organization, which comes from |
| Anchorage | | Life insurance, specifically Term Life, | | the tables, schedules and rules found |
| Pasadena | | is arguably one of the best values in | | in the tariff of rates. |
| Long Beach | | the entire financial services arena. | | |
| Williamsburg | | Where else can you go and get | | Open Rating: A system whereby a |
| Billings | | hundreds of thousands of dollars in | | state allows an insurer to use rates |
| Detroit | | protection for literally pennies per | | without prior approval. |
| Seattle | | day? Rates for Term Life insurance | | |
| North Hollywood | | remain at all-time lows, and now is the | | |
| Boston | | time to lock in the best prices. | | |
