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| Pembroke Pines | | Why not take advantage of current | | Deflation: An economic period |
| Alexandria | | low prices? Many auto insurance | | characterized by falling prices, high |
| Macon | | consumers are becoming educated | | unemployment and a generally |
| New Port Richey | | on other companies, plans, and rates | | sluggish or slow economy. |
| Decatur | | that are available to them; ones that | | |
| Springfield | | could afford them significant savings | | Agent's License: A certificate of |
| Harlingen | | on their auto insurance. | | authority from the state which permits |
| Louisville | | | | the agent to conduct business. |
| Kansas City | | Healthy people have the best | | |
| Davenport | | mortality risks and thus are much | | Net Retention: The amount of |
| Naperville | | cheaper for companies to insure. This | | insurance that a ceding company |
| Santa Rosa | | translates into lower rates for the | | keeps for its own account and does |
| St. Joseph | | Super Preferred customer than | | not reinsure. |
| Melbourne | | someone with higher risk factors such | | |
| Lawrenceville | | as a heart condition, cancer or | | Leasehold: An agreement which |
| White Plains | | diabetes. Conversely, if you were | | gives a person the right to use and |
| Waco | | unhealthy when you acquired your | | occupy property. |
| Spring Hill | | policy, and your health has now | | |
| Mansfield | | improved, it might be time to shop for | | Valuation Clause: A clause stating the |
| Plano | | a new policy, as your rates are likely | | value of items for insurance |
| Salem | | to be lower. | | purposes, making it a valued policy. |
