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| Woodbridge | | The best time to switch policies is | | United States Aircraft Insurance |
| Cincinnati | | within one month of receiving your | | Group: A group of insurers providing |
| Portsmouth | | policy renewal from your current | | facilities for all forms of Aviation |
| Tuscaloosa | | insurer. You can typically cancel your | | Insurance. |
| Jackson | | policy without any fees or penalties if | | |
| Oceanside | | you act within this time period. | | Criticism: A correction suggested by a |
| Portland | | | | rating or auditing bureau to an insurer. |
| Yonkers | | Why not take advantage of current | | |
| Muskegon | | low prices? Many auto insurance | | Valuation Clause: A clause stating the |
| Hattiesburg | | consumers are becoming educated | | value of items for insurance |
| Duluth | | on other companies, plans, and rates | | purposes, making it a valued policy. |
| Wichita | | that are available to them; ones that | | |
| Santa Rosa | | could afford them significant savings | | Interstate Carrier: A transportation |
| Atlanta | | on their auto insurance. | | company which does business |
| Lakewood | | | | across state lines. |
| Pasadena | | Make sure you have a new policy in | | |
| Fall River | | place before you cancel your old one | | Standard Industry Code (SIC): This is |
| Cambridge | | to avoid a lapse in coverage. This will | | a coding system which assigns |
| Florissant | | also prevent having to figure out the | | separate codes for different types of |
| Charlotte | | amount of any unused premium that is | | industries. |
| Arlington | | due to you from your old insurance | | |
| Fremont | | company, or having to spar with your | | Net Interest Earned: The average |
| Livonia | | agent about exactly when your policy | | interest earned by an insurer on its |
| Los Angeles | | was cancelled and how much they | | investments after investment expense |
| Tempe | | owe you. | | but before federal income taxes. |