| | | | |
|
| Newark | | The best time to switch policies is | | Tariff Rate: A rate established by a |
| Inglewood | | within one month of receiving your | | rating organization, which comes from |
| Stockton | | policy renewal from your current | | the tables, schedules and rules found |
| Hampton | | insurer. You can typically cancel your | | in the tariff of rates. |
| Long Beach | | policy without any fees or penalties if | | |
| Chandler | | you act within this time period. | | Short Rate Premium: The premium |
| Mesa | | | | required for issuing a policy for a |
| Seattle | | Individuals who have 30-year | | period less than its normal term. |
| Charleston | | mortgages might want to consider a | | |
| Huntington Beach | | 30-year term to ensure that the house | | Agency: An insurance sales office |
| Lake Charles | | is protected throughout the period of | | which is directed by a agent, |
| Seattle | | the loan. | | manager, independent agent, or |
| Thousand Oaks | | | | company manager. |
| Fort Collins | | People who are trying to quit | | |
| Poughkeepsie | | smoking, for example, might be best | | Overlapping Insurance: Coverage |
| Flint | | suited purchasing a shorter term (and | | from two or more policies or insurers |
| Belleville | | then replacing it with a longer term | | which duplicates coverage of certain |
| Scottsdale | | policy when they qualify for | | risks. |
| Palo Alto | | non-tobacco prices). | | |
| Johnstown | | | | Retrospective Premium: The final |
| Quincy | | Make sure you have a new policy in | | premium in a retrospective rating |
| Fredericksburg | | place before you cancel your old one | | plan. See Retrospective Rating. |
| Tempe | | to avoid a lapse in coverage. This will | | |
| Wichita | | also prevent having to figure out the | | Incurred Expense: Expenses not yet |
| Columbus | | amount of any unused premium that is | | paid. Can also include paid |
| Long Beach | | due to you from your old insurance | | expenses in some accounting |
| Alameda | | company, or having to spar with your | | systems. |
| Turlock | | agent about exactly when your policy | | |
| Omaha | | was cancelled and how much they | | United States Aircraft Insurance |
| Racine | | owe you. | | Group: A group of insurers providing |
| Harrisburg | | | | facilities for all forms of Aviation |
| Yonkers | | At InsWeb, you can compare free | | Insurance. |
| High Point | | online insurance quotes from many of | | |
| Indianapolis | | the nations leading insurance | | Absolute Assignment: Assignment by |
| Kalamazoo | | companies. | | a policy owner of all control of and |
| Madison | | | | rights in the policy to a third party. |
