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| Williamsburg | | Why not take advantage of current | | Deductible: The portion of an insured |
| Glendale | | low prices? Many auto insurance | | loss to be borne by the insured |
| Jonesboro | | consumers are becoming educated | | before he is entitled to recovery from |
| Spring Hill | | on other companies, plans, and rates | | the insurer. |
| Zanesville | | that are available to them; ones that | | |
| Downey | | could afford them significant savings | | Mandatory Valuation Reserve: A |
| Saginaw | | on their auto insurance. | | reserve required by a state law to |
| Sumter | | | | offset any declines in the valuation of |
| Gainesville | | Life insurance, specifically Term Life, | | securities listed as admitted assets. |
| Muncie | | is arguably one of the best values in | | |
| Berkeley | | the entire financial services arena. | | Tariff Rate: A rate established by a |
| York | | Where else can you go and get | | rating organization, which comes from |
| Riverside | | hundreds of thousands of dollars in | | the tables, schedules and rules found |
| Boca Raton | | protection for literally pennies per | | in the tariff of rates. |
| Worcester | | day? Rates for Term Life insurance | | |
| Lima | | remain at all-time lows, and now is the | | Indemnity: Restoration to the victim of |
| Bronx | | time to lock in the best prices. | | a loss by payment, repair, or |
| Cleveland | | | | replacement. |
| Conroe | | Shopping around is the best way to | | |
| Lansing | | save money on your insurance. | | Agency Company: An insurance |
| Poughkeepsie | | | | company that produces business |
| Winter Park | | The best time to switch policies is | | through an agency network. Contrast |
| Whittier | | within one month of receiving your | | with Direct Writer. |
| Alameda | | policy renewal from your current | | |
| Florissant | | insurer. You can typically cancel your | | Retrospective Premium: The final |
| Garland | | policy without any fees or penalties if | | premium in a retrospective rating |
| Waco | | you act within this time period. | | plan. See Retrospective Rating. |
