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| Scranton | | At InsWeb, you can compare free | | Net Loss: The amount of loss |
| Salem | | online insurance quotes from many of | | sustained by an insurer after giving |
| Gaithersburg | | the nations leading insurance | | effect to all applicable reinsurance, |
| Youngstown | | companies. | | salvage, and subrogation recoveries. |
| Baltimore | | | | |
| Raleigh | | Why not take advantage of current | | Line of Business: The classification of |
| Joliet | | low prices? Many auto insurance | | business as utilized in the insurance |
| Rochester | | consumers are becoming educated | | industry, e.g., Fire, Allied Lines and |
| West Palm Beach | | on other companies, plans, and rates | | Homeowners. |
| Springfield | | that are available to them; ones that | | |
| Yuma | | could afford them significant savings | | Stock Option Plan: Surviving |
| Worcester | | on their auto insurance. | | stockholders have the option to |
| Rome | | | | purchase or not purchase the shares |
| Richmond | | Everyone has different needs, and | | of a deceased stockholder. |
| Fullerton | | not one size fits all when it comes to | | |
| Texarkana | | term life insurance. While it may make | | Policy Period (or Term): The period |
| Eugene | | sense for people in their 30s and 40s | | during which the policy contract |
| Newport Beach | | to secure a 20-year term length, a | | affords protection, e.g., six months or |
| Quincy | | 10-year term might be more | | one or three years. |
| Ocala | | appropriate for someone nearing | | |
| Myrtle Beach | | retirement. | | Endorsement: A written or printed form |
| Racine | | | | attached to the policy which alters |
| Tucson | | The quickest and easiest way to | | provisions of the contract. |
| Lubbock | | shop for new insurance is by | | |
| Louisville | | comparing rates at InsWebs online | | Malinger: To feign a disability for the |
| Sioux City | | marketplace. If you do it the | | purpose of continuing to collect |
| Mesquite | | old-fashioned way (by calling or | | benefits longer than actually |
| Ann Arbor | | visiting multiple agents or insurance | | necessary. |
| Santa Rosa | | companies) it could take up a huge | | |
| Garland | | chunk of your time, which no one | | Divided Cover: The placing of |
| Schaumburg | | wants or needs. By completing | | insurance on a given subject or |
| Waco | | InsWebs online application, you will | | object with more than one insurer. |
| Greeley | | have rates to compare to your old | | |
| White Plains | | ones within minutes! | | Earned Income: The money |
| Macon | | | | individuals earn as a result of working |
| Hattiesburg | | | | at some job or occupation for which |
| Tampa | | | | they are paid a salary. |