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| Elkhart | | Life insurance, specifically Term Life, | | Capital Sum: The maximum lump sum |
| Hampton | | is arguably one of the best values in | | payable in the event of accidental |
| New Orleans | | the entire financial services arena. | | death or dismemberment. |
| Salt Lake City | | Where else can you go and get | | |
| Springfield | | hundreds of thousands of dollars in | | Overlapping Insurance: Coverage |
| Bronx | | protection for literally pennies per | | from two or more policies or insurers |
| Lansing | | day? Rates for Term Life insurance | | which duplicates coverage of certain |
| Louisville | | remain at all-time lows, and now is the | | risks. |
| Venice | | time to lock in the best prices. | | |
| Harrisburg | | | | Inspection: Independent checking on |
| Newburgh | | Make sure you have a new policy in | | facts about an applicant, |
| Lancaster | | place before you cancel your old one | | policyholder, or claimant, usually by a |
| Evanston | | to avoid a lapse in coverage. This will | | commercial inspection agency. |
| Fairfax | | also prevent having to figure out the | | |
| West Palm Beach | | amount of any unused premium that is | | Admitted (or Allowed) Assets: Assets |
| Rochester | | due to you from your old insurance | | whose values are permitted by state |
| Woodbridge | | company, or having to spar with your | | law to be included in the annual |
| Santa Monica | | agent about exactly when your policy | | statement of the insurer. |
| Jonesboro | | was cancelled and how much they | | |
| Lubbock | | owe you. | | Valuation Clause: A clause stating the |
| Flint | | | | value of items for insurance |
| Glendale | | The best time to switch policies is | | purposes, making it a valued policy. |
| Boston | | within one month of receiving your | | |
| Lake Worth | | policy renewal from your current | | Monoline Policy: Any insurance |
| Riverside | | insurer. You can typically cancel your | | coverage written as a single line |
| Tucson | | policy without any fees or penalties if | | policy. Contrast with Multiple Line or |
| Alpharetta | | you act within this time period. | | Package policy. |
