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| Jonesboro | | If you have noticed that your auto | | Insurance Policy: The printed form |
| Sterling Heights | | insurance rates are still increasing | | which serves as the contract between |
| Santa Barbara | | with each renewal, or even have not | | an insurer and an insured. |
| Cleveland | | gone down even though you have a | | |
| Santa Ana | | great driving record, this lower pricing | | Not Taken: Policies applied for and |
| Sarasota | | trend makes it more important then | | issued but rejected by the proposed |
| Baton Rouge | | ever that you shop around for auto | | owner and not paid for. |
| Wilmington | | insurance. | | |
| Gaithersburg | | | | Premium Notice: A form notice from |
| Portland | | If you decide to cancel your policy | | an insurer or agency to a policy |
| Union | | (after acquiring new coverage) | | owner that a premium will be due on a |
| Williamsburg | | outside of the 30-day period, you may | | given date. |
| San Bernardino | | have to pay a fee or penalty. | | |
| Williamsburg | | However, you may still save money | | Valuation Clause: A clause stating the |
| Lima | | after paying the fee if your new policy | | value of items for insurance |
| Pasadena | | affords you significant savings. So | | purposes, making it a valued policy. |
| San Diego | | while it is best to wait until your | | |
| Harrisburg | | receive your renewal notice, you CAN | | Commingling: An illegal practice |
| Tacoma | | cancel your policy at any time. | | which occurs when an agent mixes |
| Macon | | | | personal funds with the insured's or |
| Nashua | | The best time to switch policies is | | insurer's funds. |
| Evansville | | within one month of receiving your | | |
| Spartanburg | | policy renewal from your current | | Will Ride: Coverage that remains in |
| Alameda | | insurer. You can typically cancel your | | effect regardless of the geographical |
| Flint | | policy without any fees or penalties if | | location in which a loss occurs. |
| Henderson | | you act within this time period. | | |
| Yuma | | | | Shock Loss: A catastrophic loss so |
| Lowell | | At InsWeb, you can compare free | | large that it has a material effect on |
| Philadelphia | | online insurance quotes from many of | | the underwriting results of a company. |
| Hot Springs | | the nations leading insurance | | |
| Roanoke | | companies. | | Open Rating: A system whereby a |
| Lawton | | | | state allows an insurer to use rates |
| Zanesville | | We offer quotes for auto insurance, | | without prior approval. |
| Pensacola | | life insurance, homeowners | | |
| Oklahoma City | | insurance, health insurance, term life | | |
| Edison | | insurance and more. | | |
