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| Quincy | | Healthy people have the best | | Underinsurance: A condition in which |
| Dayton | | mortality risks and thus are much | | not enough insurance is carried to |
| Jasper | | cheaper for companies to insure. This | | cover the insurable value. |
| Bellevue | | translates into lower rates for the | | |
| Asheville | | Super Preferred customer than | | Valued: Relating to an agreement by |
| Rome | | someone with higher risk factors such | | an insurer to pay a specified amount |
| Cypress | | as a heart condition, cancer or | | of money to or on behalf of the |
| Morristown | | diabetes. Conversely, if you were | | insured upon occurrence of a defined |
| Fall River | | unhealthy when you acquired your | | loss. |
| Rapid City | | policy, and your health has now | | |
| Cranston | | improved, it might be time to shop for | | First Party Insurance: Insurance which |
| Warwick | | a new policy, as your rates are likely | | applies to coverage for the insured's |
| Stuart | | to be lower. | | own property or person. Contrast with |
| Lawton | | | | Third Party Insurance. |
| Edison | | We offer quotes for auto insurance, | | |
| Fayetteville | | life insurance, homeowners | | Losses Outstanding: A summary |
| Kansas City | | insurance, health insurance, term life | | statement prepared by Property, Life, |
| Newport Beach | | insurance and more. | | and Liability insurers showing claims |
| Myrtle Beach | | | | not yet settled. |
| Fremont | | People who are trying to quit | | |
| New Orleans | | smoking, for example, might be best | | License: A certification of authority for |
| Independence | | suited purchasing a shorter term (and | | an agent or insurer to operate, given |
| Vancouver | | then replacing it with a longer term | | by the appropriate jurisdiction. |
| Dothan | | policy when they qualify for | | |
| Hattiesburg | | non-tobacco prices). | | Legislative Risk: A risk faced by |
| Fayetteville | | | | investors whereby changes in tax |
| Naples | | Individuals who have 30-year | | laws can result in adverse effects on |
| Newark | | mortgages might want to consider a | | the individual's investment results. |
| Toms River | | 30-year term to ensure that the house | | |
| Rome | | is protected throughout the period of | | Inspection: Independent checking on |
| San Antonio | | the loan. | | facts about an applicant, |
| Sacramento | | | | policyholder, or claimant, usually by a |
| Tucson | | Shopping around is the best way to | | commercial inspection agency. |
| Decatur | | save money on your insurance. | | |