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| Jackson | | If you decide to cancel your policy | | Professional Insurance Agents |
| Fairfax | | (after acquiring new coverage) | | Association: A trade association of |
| Shreveport | | outside of the 30-day period, you may | | mutual insurance agents. |
| Nashua | | have to pay a fee or penalty. | | |
| Fullerton | | However, you may still save money | | Retail Credit Company: The former |
| Columbus | | after paying the fee if your new policy | | name of Equifax, a credit reporting |
| Minneapolis | | affords you significant savings. So | | organization. See Equifax. |
| Tallahassee | | while it is best to wait until your | | |
| New Port Richey | | receive your renewal notice, you CAN | | Interline Endorsement: Commercial |
| Corpus Christi | | cancel your policy at any time. | | endorsements that apply, or could |
| South Bend | | | | apply, to more than one coverage |
| Daytona Beach | | At InsWeb, you can compare free | | part of a package policy. |
| Santa Clara | | online insurance quotes from many of | | |
| Virginia Beach | | the nations leading insurance | | FICA. Federal Insurance Contributions |
| Scottsdale | | companies. | | Act: A law imposing a payroll tax to |
| Alexandria | | | | assist in funding Social Security |
| Gainesville | | Healthy people have the best | | benefits. |
| Wichita | | mortality risks and thus are much | | |
| Littleton | | cheaper for companies to insure. This | | Underinsurance: A condition in which |
| Omaha | | translates into lower rates for the | | not enough insurance is carried to |
| Santa Clara | | Super Preferred customer than | | cover the insurable value. |
| Acworth | | someone with higher risk factors such | | |
| Hollywood | | as a heart condition, cancer or | | Building Code: This refers to |
| Erie | | diabetes. Conversely, if you were | | municipal or other governmental |
| Santa Ana | | unhealthy when you acquired your | | ordinances regulating the type of |
| Bronx | | policy, and your health has now | | construction of buildings within its |
| Harrisburg | | improved, it might be time to shop for | | jurisdiction. |
| Lake Worth | | a new policy, as your rates are likely | | |
| Garland | | to be lower. | | Effective Date: The date on which the |
| Sumter | | | | protection of an insurance policy or |
| Bay City | | Life insurance, specifically Term Life, | | bond goes into effect. |
| Albany | | is arguably one of the best values in | | |
| Fredericksburg | | the entire financial services arena. | | Approved: The condition which exists |
| Toms River | | Where else can you go and get | | when the person or object to be |
| Daytona Beach | | hundreds of thousands of dollars in | | insured meets the underwriting |
| Lakewood | | protection for literally pennies per | | standards of the insurer. |
| Stockton | | day? Rates for Term Life insurance | | |
| Tampa | | remain at all-time lows, and now is the | | |
| Honolulu | | time to lock in the best prices. | | |
