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| Rockville | | At InsWeb, you can compare free | | Claim Expense: The expense of |
| Omaha | | online insurance quotes from many of | | adjusting a claim, such as |
| Schenectady | | the nations leading insurance | | investigation and attorneys' fees. It |
| Longwood | | companies. | | does not include the cost of the claim |
| Arlington | | | | itself. |
| Overland Park | | People who are trying to quit | | |
| Jacksonville | | smoking, for example, might be best | | Notice To Company: Written notice to |
| Yonkers | | suited purchasing a shorter term (and | | an insurer of the occurrence of an |
| Toledo | | then replacing it with a longer term | | event which a claim is to be based. |
| Warwick | | policy when they qualify for | | |
| San Diego | | non-tobacco prices). | | Convention Values: Values assigned |
| Las Cruces | | | | to insurers' assets in the convention |
| Mountain View | | If you decide to cancel your policy | | blank. |
| Duluth | | (after acquiring new coverage) | | |
| Panama City | | outside of the 30-day period, you may | | Independent Agent: An agent |
| Irvine | | have to pay a fee or penalty. | | operating as an independent |
| Spokane | | However, you may still save money | | contractor under the independent |
| Grand Junction | | after paying the fee if your new policy | | agency system. |
| Stamford | | affords you significant savings. So | | |
| Huntington | | while it is best to wait until your | | Loss Frequency: The number of times |
| Stamford | | receive your renewal notice, you CAN | | a loss occurs over a specific period |
| Grand Prairie | | cancel your policy at any time. | | of time. |
