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| Lancaster | | We offer quotes for auto insurance, | | Convention Values: Values assigned |
| Clarksville | | life insurance, homeowners | | to insurers' assets in the convention |
| Billings | | insurance, health insurance, term life | | blank. |
| Oakland | | insurance and more. | | |
| San Antonio | | | | Nonadmitted Insurer: An insurer not |
| Carlsbad | | While some companies raise their | | licensed to do business in the |
| Asheville | | prices based on your actual age, | | jurisdiction in question. Same as |
| Clarksville | | most companies increase the price of | | Unauthorized Insurer and Unlicensed |
| Chesapeake | | their policies six months before your | | Insurer. |
| Rapid City | | birthday. Its a term called Age | | |
| Bloomington | | Nearest in the industry, and that | | We/Us/Our: These words are used to |
| Oklahoma City | | half-year price increase could really | | refer to the insurer in many of the |
| Alexandria | | add up over a 20-year term policy. As | | modernized/personalized policy |
| Atlanta | | above, the quicker you purchase your | | forms recently introduced. |
| Long Island City | | policy the better. | | |
| Eugene | | | | Brokerage Business: Business |
| Stockbridge | | The quickest and easiest way to | | offered to an insurer by a broker. This |
| Fayetteville | | shop for new insurance is by | | is sometimes called excess or |
| Burbank | | comparing rates at InsWebs online | | surplus business. |
| Des Moines | | marketplace. If you do it the | | |
| Charleston | | old-fashioned way (by calling or | | Agency Contract (or Agreement): The |
| Los Angeles | | visiting multiple agents or insurance | | document which establishes the legal |
| Asheville | | companies) it could take up a huge | | relationship between an agent and an |
| Jackson | | chunk of your time, which no one | | insurer. |
| Englewood | | wants or needs. By completing | | |
| Worcester | | InsWebs online application, you will | | Collusion: An agreement, usually |
| Evansville | | have rates to compare to your old | | secret, between two or more persons |
| Santa Ana | | ones within minutes! | | to defraud or deprive another or |
| Rockville | | | | others of their property or rights. |
| Athens | | If you have noticed that your auto | | |
| Columbus | | insurance rates are still increasing | | Tabular Plan: A retrospective rating |
| Canton | | with each renewal, or even have not | | plan, which uses tables to furnish the |
| Acworth | | gone down even though you have a | | various values for the rating formula. |
| Stuart | | great driving record, this lower pricing | | |
| Hemet | | trend makes it more important then | | |
| Savannah | | ever that you shop around for auto | | |
| Lansing | | insurance. | | |
