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| Jasper | | At InsWeb, you can compare free | | Premium: The price of insurance |
| Trenton | | online insurance quotes from many of | | protection for a specified risk for a |
| Texarkana | | the nations leading insurance | | specified period of time. |
| Santa Barbara | | companies. | | |
| Huntington | | | | Independent Contractor: One who |
| Columbus | | Make sure you have a new policy in | | agrees to perform according to a |
| Orange | | place before you cancel your old one | | contract and who is not an employee. |
| Grand Prairie | | to avoid a lapse in coverage. This will | | |
| Abilene | | also prevent having to figure out the | | Other Insurance: The existence of |
| Dearborn | | amount of any unused premium that is | | other contracts covering the same |
| Springfield | | due to you from your old insurance | | interest and perils. |
| Pueblo | | company, or having to spar with your | | |
| Harrisburg | | agent about exactly when your policy | | Tariff Rate: A rate established by a |
| Dallas | | was cancelled and how much they | | rating organization, which comes from |
| Dubuque | | owe you. | | the tables, schedules and rules found |
| Grand Prairie | | | | in the tariff of rates. |
| Mansfield | | If you decide to cancel your policy | | |
| Lancaster | | (after acquiring new coverage) | | Substandard Risk: A risk not |
| Grand Junction | | outside of the 30-day period, you may | | measuring up to underwriting |
| Waterloo | | have to pay a fee or penalty. | | standards. It may still be written but |
| Toledo | | However, you may still save money | | usually at a surcharged premium. |
| Orlando | | after paying the fee if your new policy | | |
| Huntington Beach | | affords you significant savings. So | | Commingling: An illegal practice |
| Mountain View | | while it is best to wait until your | | which occurs when an agent mixes |
| Stockton | | receive your renewal notice, you CAN | | personal funds with the insured's or |
| Colorado Springs | | cancel your policy at any time. | | insurer's funds. |
