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| Corona | | If you decide to cancel your policy | | Inspection: Independent checking on |
| West Palm Beach | | (after acquiring new coverage) | | facts about an applicant, |
| Athens | | outside of the 30-day period, you may | | policyholder, or claimant, usually by a |
| Yonkers | | have to pay a fee or penalty. | | commercial inspection agency. |
| Norwalk | | However, you may still save money | | |
| Warren | | after paying the fee if your new policy | | Indemnity: Restoration to the victim of |
| Canton | | affords you significant savings. So | | a loss by payment, repair, or |
| Lake Worth | | while it is best to wait until your | | replacement. |
| South Bend | | receive your renewal notice, you CAN | | |
| Flushing | | cancel your policy at any time. | | American Risk and Insurance |
| Boynton Beach | | | | Association: An association of |
| Evansville | | At InsWeb, you can compare free | | insurance educators and others |
| Sarasota | | online insurance quotes from many of | | interested in insurance study and |
| Yonkers | | the nations leading insurance | | research. |
| Anaheim | | companies. | | |
| Columbus | | | | Leasehold: An agreement which |
| Lawton | | Make sure you have a new policy in | | gives a person the right to use and |
| Gulfport | | place before you cancel your old one | | occupy property. |
| Bloomington | | to avoid a lapse in coverage. This will | | |
| Los Angeles | | also prevent having to figure out the | | Lapsed Policy: One which has been |
| Palm Desert | | amount of any unused premium that is | | allowed to expire because of |
| Harlingen | | due to you from your old insurance | | nonpayment of premiums. |
| Lake Worth | | company, or having to spar with your | | |
| Santa Barbara | | agent about exactly when your policy | | Tariff Rate: A rate established by a |
| Kansas City | | was cancelled and how much they | | rating organization, which comes from |
| Johnson City | | owe you. | | the tables, schedules and rules found |
| Valdosta | | | | in the tariff of rates. |
| Baltimore | | The best time to switch policies is | | |
| Elkhart | | within one month of receiving your | | Society of Insurance Research: An |
| Lancaster | | policy renewal from your current | | organization which encourages |
| Biloxi | | insurer. You can typically cancel your | | insurance research and promotes the |
| Chattanooga | | policy without any fees or penalties if | | exchange of ideas and methods of |
| Arlington | | you act within this time period. | | research. |
