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| Ocala | | Individuals who have 30-year | | Divided Cover: The placing of |
| Plano | | mortgages might want to consider a | | insurance on a given subject or |
| Warren | | 30-year term to ensure that the house | | object with more than one insurer. |
| Asheville | | is protected throughout the period of | | |
| Hollywood | | the loan. | | Retrospective Premium: The final |
| Shreveport | | | | premium in a retrospective rating |
| Bronx | | We offer quotes for auto insurance, | | plan. See Retrospective Rating. |
| Tallahassee | | life insurance, homeowners | | |
| Springfield | | insurance, health insurance, term life | | Director of Insurance: A title used in |
| Omaha | | insurance and more. | | some states for the head of the |
| Huntington Beach | | | | department of insurance. |
| Topeka | | While some companies raise their | | |
| Providence | | prices based on your actual age, | | Tickler: A reminder system used to |
| Norwalk | | most companies increase the price of | | call an individual's attention to actions |
| St. Joseph | | their policies six months before your | | that must be taken at a future point in |
| Naples | | birthday. Its a term called Age | | time. |
| Billings | | Nearest in the industry, and that | | |
| Naperville | | half-year price increase could really | | New For Old: Replacing old |
| Kingsport | | add up over a 20-year term policy. As | | damaged parts or equipment with |
| Saginaw | | above, the quicker you purchase your | | new ones rather than repairing them. |
| Bronx | | policy the better. | | |
| Lowell | | | | Retail Credit Company: The former |
| Cranston | | If you have noticed that your auto | | name of Equifax, a credit reporting |
| Bronx | | insurance rates are still increasing | | organization. See Equifax. |
| Reading | | with each renewal, or even have not | | |
| Nashua | | gone down even though you have a | | Amendment: A formal document |
| Turlock | | great driving record, this lower pricing | | which corrects or revises an |
| Marietta | | trend makes it more important then | | insurance master policy. |
| Garland | | ever that you shop around for auto | | |
| Bayside | | insurance. | | Agent's Balance: A periodic |
| Schenectady | | | | statement of the sums due and owed |
| Memphis | | The best time to switch policies is | | to an agent under the agent's contract |
| Lincoln | | within one month of receiving your | | with an insurer. |
| Wilmington | | policy renewal from your current | | |
| South Bend | | insurer. You can typically cancel your | | |
| Peoria | | policy without any fees or penalties if | | |
| Gainesville | | you act within this time period. | | |
