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| Boise | | Everyone has different needs, and | | FICA. Federal Insurance Contributions |
| Sumter | | not one size fits all when it comes to | | Act: A law imposing a payroll tax to |
| Anderson | | term life insurance. While it may make | | assist in funding Social Security |
| Sioux Falls | | sense for people in their 30s and 40s | | benefits. |
| Clinton Township | | to secure a 20-year term length, a | | |
| Alpharetta | | 10-year term might be more | | Replacement: A new policy written to |
| Little Rock | | appropriate for someone nearing | | take the place of one currently in force. |
| Palm Harbor | | retirement. | | |
| Florissant | | | | Brokerage Department: A department |
| Irving | | If you have noticed that your auto | | of an insurer whose purpose is to |
| Salem | | insurance rates are still increasing | | deal with brokers in the placing of |
| Coral Springs | | with each renewal, or even have not | | insurance. |
| Livonia | | gone down even though you have a | | |
| Mesquite | | great driving record, this lower pricing | | Domestic Insurer (or Company): An |
| Salem | | trend makes it more important then | | insurer formed under the laws of the |
| Albuquerque | | ever that you shop around for auto | | state in which the insurance is written. |
| Fort Smith | | insurance. | | |
| Muskegon | | | | Admitted (or Allowed) Assets: Assets |
| Turlock | | Life insurance, specifically Term Life, | | whose values are permitted by state |
| Daytona Beach | | is arguably one of the best values in | | law to be included in the annual |
| Newport Beach | | the entire financial services arena. | | statement of the insurer. |
| Greeley | | Where else can you go and get | | |
| Bakersfield | | hundreds of thousands of dollars in | | Claim Report: A report filed by an |
| Jersey City | | protection for literally pennies per | | agent setting forth the facts of a claim. |
| Duluth | | day? Rates for Term Life insurance | | Same as Loss Report. |
| San Francisco | | remain at all-time lows, and now is the | | |
| Valdosta | | time to lock in the best prices. | | New For Old: Replacing old |
| Jackson | | | | damaged parts or equipment with |
| Virginia Beach | | Why not take advantage of current | | new ones rather than repairing them. |
| Spring Hill | | low prices? Many auto insurance | | |
| Athens | | consumers are becoming educated | | Buy-Back" Deductible: A deductible |
| Huntington | | on other companies, plans, and rates | | which may be eliminated for an |
| Clarksville | | that are available to them; ones that | | additional premium in order to |
| Nashville | | could afford them significant savings | | provide "first-dollar" coverage. |
| Kansas City | | on their auto insurance. | | |
