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| Memphis | | If you decide to cancel your policy | | Agency Contract (or Agreement): The |
| Lima | | (after acquiring new coverage) | | document which establishes the legal |
| Overland Park | | outside of the 30-day period, you may | | relationship between an agent and an |
| Jersey City | | have to pay a fee or penalty. | | insurer. |
| Greensboro | | However, you may still save money | | |
| Independence | | after paying the fee if your new policy | | United States Aircraft Insurance |
| Ventura | | affords you significant savings. So | | Group: A group of insurers providing |
| Albuquerque | | while it is best to wait until your | | facilities for all forms of Aviation |
| Madison | | receive your renewal notice, you CAN | | Insurance. |
| Daytona Beach | | cancel your policy at any time. | | |
| Lansing | | | | Claim Report: A report filed by an |
| Chicago | | Life insurance, specifically Term Life, | | agent setting forth the facts of a claim. |
| Toledo | | is arguably one of the best values in | | Same as Loss Report. |
| Schaumburg | | the entire financial services arena. | | |
| Garland | | Where else can you go and get | | Adjustment Bureau: A firm organized |
| Kansas City | | hundreds of thousands of dollars in | | to provide adjustment services to |
| Dayton | | protection for literally pennies per | | insurers not wishing to create their |
| Bellevue | | day? Rates for Term Life insurance | | own claims division. |
| Tyler | | remain at all-time lows, and now is the | | |
| Quincy | | time to lock in the best prices. | | Short-Term Policy: A policy written for |
| Akron | | | | a period of less time than is normal for |
| Hemet | | People who are trying to quit | | that type of policy. |
| Anderson | | smoking, for example, might be best | | |
| Conroe | | suited purchasing a shorter term (and | | Earned Income: The money |
| Winter Haven | | then replacing it with a longer term | | individuals earn as a result of working |
| White Plains | | policy when they qualify for | | at some job or occupation for which |
| Lancaster | | non-tobacco prices). | | they are paid a salary. |