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| Albany | | Healthy people have the best | | Coding: A method of putting |
| Fall River | | mortality risks and thus are much | | information into a numerical form for |
| Cookeville | | cheaper for companies to insure. This | | statistical use. Most information on |
| Fall River | | translates into lower rates for the | | policies is coded and then put into |
| Norwalk | | Super Preferred customer than | | reports. |
| Whittier | | someone with higher risk factors such | | |
| Orange | | as a heart condition, cancer or | | Claim Report: A report filed by an |
| Schaumburg | | diabetes. Conversely, if you were | | agent setting forth the facts of a claim. |
| Fairfax | | unhealthy when you acquired your | | Same as Loss Report. |
| White Plains | | policy, and your health has now | | |
| Escondido | | improved, it might be time to shop for | | Business: In Property, Liability, and |
| Lakewood | | a new policy, as your rates are likely | | Health lines, it usually refers to the |
| Irvine | | to be lower. | | volume of premiums. |