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| Athens | | If you have noticed that your auto | | Examiner: An employee assigned by |
| Schaumburg | | insurance rates are still increasing | | the state insurance department to |
| Fullerton | | with each renewal, or even have not | | audit insurers' records. |
| Turlock | | gone down even though you have a | | |
| Fayetteville | | great driving record, this lower pricing | | Countersignature: The signature of a |
| Littleton | | trend makes it more important then | | licensed agent or representative on a |
| Macon | | ever that you shop around for auto | | policy. |
| Lakewood | | insurance. | | |
| Williamsport | | | | Public Adjuster: An insurance adjuster |
| Santa Rosa | | Make sure you have a new policy in | | who represents an insured on a fee |
| Goldsboro | | place before you cancel your old one | | basis in claims settlement. Contrast |
| Glendale | | to avoid a lapse in coverage. This will | | with Independent Adjuster. |
| Fort Lauderdale | | also prevent having to figure out the | | |
| Ogden | | amount of any unused premium that is | | Claim Report: A report filed by an |
| Athens | | due to you from your old insurance | | agent setting forth the facts of a claim. |
| Columbia | | company, or having to spar with your | | Same as Loss Report. |
| Fort Collins | | agent about exactly when your policy | | |
| Nashville | | was cancelled and how much they | | Insolvent Insurer: An insurer which is |
| Acworth | | owe you. | | unable to meet its financial |
| Billings | | | | obligations. |
| Jacksonville | | Individuals who have 30-year | | |
| Anaheim | | mortgages might want to consider a | | Admitted (or Allowed) Assets: Assets |
| Bayside | | 30-year term to ensure that the house | | whose values are permitted by state |
| Decatur | | is protected throughout the period of | | law to be included in the annual |
| Decatur | | the loan. | | statement of the insurer. |
