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| Jersey City | | While some companies raise their | | Calendar Year Experience: This |
| Decatur | | prices based on your actual age, | | measures the premiums and losses |
| Norfolk | | most companies increase the price of | | entered on accounting records during |
| Cedar Rapids | | their policies six months before your | | the 12-month calendar. |
| Savannah | | birthday. Its a term called Age | | |
| Naples | | Nearest in the industry, and that | | Agency Company: An insurance |
| Irving | | half-year price increase could really | | company that produces business |
| Spring Hill | | add up over a 20-year term policy. As | | through an agency network. Contrast |
| Minneapolis | | above, the quicker you purchase your | | with Direct Writer. |
| Newport News | | policy the better. | | |
| Boca Raton | | | | Expense Allowance: A compensation |
| Torrance | | Why not take advantage of current | | paid to an insurance agent in excess |
| Costa Mesa | | low prices? Many auto insurance | | of prescribed commissions. |
| Houma | | consumers are becoming educated | | |
| Bay City | | on other companies, plans, and rates | | National Auto Theft Bureau: An |
| Evanston | | that are available to them; ones that | | organization engaged in the |
| Odessa | | could afford them significant savings | | prevention and reduction of motor |
| Jackson | | on their auto insurance. | | vehicle fire and theft losses. |
