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| Birmingham | | People who are trying to quit | | Endorsement: A written or printed form |
| New York | | smoking, for example, might be best | | attached to the policy which alters |
| Flushing | | suited purchasing a shorter term (and | | provisions of the contract. |
| Orlando | | then replacing it with a longer term | | |
| San Diego | | policy when they qualify for | | Provisional Rate: Tentative rates, |
| Newark | | non-tobacco prices). | | premiums or commissions that are |
| Staten Island | | | | subject to subsequent adjustment. |
| Long Island City | | Shopping around is the best way to | | See Commission and Premium. |
| Dallas | | save money on your insurance. | | |
| Richmond | | | | Producer: A term applied to an agent, |
| Wilmington | | The quickest and easiest way to | | solicitor or other person who sells |
| Santa Ana | | shop for new insurance is by | | insurance. |
| Amarillo | | comparing rates at InsWebs online | | |
| Decatur | | marketplace. If you do it the | | Stock Option Plan: Surviving |
| Evanston | | old-fashioned way (by calling or | | stockholders have the option to |
| Dothan | | visiting multiple agents or insurance | | purchase or not purchase the shares |
| Lubbock | | companies) it could take up a huge | | of a deceased stockholder. |
| Dayton | | chunk of your time, which no one | | |
| Jacksonville | | wants or needs. By completing | | Appraisal: An evaluation of property |
| Alpharetta | | InsWebs online application, you will | | made to ascertain either the |
| Edison | | have rates to compare to your old | | appropriate amount of insurance to |
| Dayton | | ones within minutes! | | be written or the amount of loss to be |
| Hartford | | | | paid. |
| Franklin | | Everyone has different needs, and | | |
| Sioux City | | not one size fits all when it comes to | | New For Old: Replacing old |
| Sioux Falls | | term life insurance. While it may make | | damaged parts or equipment with |
| San Bernardino | | sense for people in their 30s and 40s | | new ones rather than repairing them. |
| Pompano Beach | | to secure a 20-year term length, a | | |
| Cookeville | | 10-year term might be more | | Not Taken: Policies applied for and |
| Pueblo | | appropriate for someone nearing | | issued but rejected by the proposed |
| Rochester | | retirement. | | owner and not paid for. |
