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| Pompano Beach | | If you decide to cancel your policy | | Approved: The condition which exists |
| Montgomery | | (after acquiring new coverage) | | when the person or object to be |
| St. Paul | | outside of the 30-day period, you may | | insured meets the underwriting |
| Edmond | | have to pay a fee or penalty. | | standards of the insurer. |
| Englewood | | However, you may still save money | | |
| Cypress | | after paying the fee if your new policy | | Lloyd's Broker: A person who has the |
| Boca Raton | | affords you significant savings. So | | authority to negotiate insurance |
| Columbus | | while it is best to wait until your | | contracts with the underwriters on the |
| Monroe | | receive your renewal notice, you CAN | | floor at Lloyd's. |
| Richmond | | cancel your policy at any time. | | |
| Warren | | | | Amendment: A formal document |
| Huntsville | | Why not take advantage of current | | which corrects or revises an |
| Rapid City | | low prices? Many auto insurance | | insurance master policy. |
| Metairie | | consumers are becoming educated | | |
| Hendersonville | | on other companies, plans, and rates | | Federal Deposit Insurance |
| Alpharetta | | that are available to them; ones that | | Corporation (FDIC): An agency of the |
| Jackson | | could afford them significant savings | | federal government which insures |
| Warwick | | on their auto insurance. | | bank deposits up to a stated |
| Frederick | | | | maximum. |
| Springfield | | Shopping around is the best way to | | |
| Longwood | | save money on your insurance. | | Malicious Mischief: Similar to |
| Wichita Falls | | | | vandalism. Purposely damaging the |
| Little Rock | | At InsWeb, you can compare free | | rights or property of another. |
| Fayetteville | | online insurance quotes from many of | | |
| Hartford | | the nations leading insurance | | Flat Cancellation: A policy which is |
| Gulfport | | companies. | | cancelled upon its effective date. |
| Williamsport | | | | Usually under a flat cancellation no |
| Modesto | | The best time to switch policies is | | premium charge is made. |
| Columbus | | within one month of receiving your | | |
| Troy | | policy renewal from your current | | Premium: The price of insurance |
| Las Cruces | | insurer. You can typically cancel your | | protection for a specified risk for a |
| Tempe | | policy without any fees or penalties if | | specified period of time. |
| Hendersonville | | you act within this time period. | | |
| Long Beach | | | | First Party Insurance: Insurance which |
| Baltimore | | | | applies to coverage for the insured's |
| Buffalo | | | | own property or person. Contrast with |
| Biloxi | | | | Third Party Insurance. |