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| Nashua | | The quickest and easiest way to | | Producer: A term applied to an agent, |
| Alameda | | shop for new insurance is by | | solicitor or other person who sells |
| Dearborn | | comparing rates at InsWebs online | | insurance. |
| Fort Wayne | | marketplace. If you do it the | | |
| New Port Richey | | old-fashioned way (by calling or | | Net Interest Earned: The average |
| Albuquerque | | visiting multiple agents or insurance | | interest earned by an insurer on its |
| Littleton | | companies) it could take up a huge | | investments after investment expense |
| Erie | | chunk of your time, which no one | | but before federal income taxes. |
| Jersey City | | wants or needs. By completing | | |
| High Point | | InsWebs online application, you will | | Cut Rate: This term generally applies |
| Allentown | | have rates to compare to your old | | to insurance companies who charge |
| New York | | ones within minutes! | | premiums below a normal or average |
| Alameda | | | | rate. |
| Vancouver | | At InsWeb, you can compare free | | |
| Davenport | | online insurance quotes from many of | | Fiduciary: A person holding the funds |
| Richmond | | the nations leading insurance | | or property of another in a position of |
| Mesa | | companies. | | trust. An example would be the |
| Johnson City | | | | executor of an estate. |
| Raleigh | | Individuals who have 30-year | | |
| Augusta | | mortgages might want to consider a | | Renewal: The reestablishment of the |
| Winter Haven | | 30-year term to ensure that the house | | in-force status of a policy, the term of |
| Oxnard | | is protected throughout the period of | | which has expired or will expire |
| Overland Park | | the loan. | | unless it is renewed. |
