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| High Point | | We offer quotes for auto insurance, | | Examiner: An employee assigned by |
| Palo Alto | | life insurance, homeowners | | the state insurance department to |
| Fairfax | | insurance, health insurance, term life | | audit insurers' records. |
| St. Louis | | insurance and more. | | |
| Dothan | | | | Partial Loss: A loss covered by an |
| Lake Charles | | At InsWeb, you can compare free | | insurance policy which does not |
| Muncie | | online insurance quotes from many of | | completely destroy or render |
| Denver | | the nations leading insurance | | worthless the insured property. |
| Saginaw | | companies. | | |
| Livonia | | | | Line of Business: The classification of |
| Whittier | | Individuals who have 30-year | | business as utilized in the insurance |
| Frederick | | mortgages might want to consider a | | industry, e.g., Fire, Allied Lines and |
| Mansfield | | 30-year term to ensure that the house | | Homeowners. |
| St. Paul | | is protected throughout the period of | | |
| Lowell | | the loan. | | Lapsed Policy: One which has been |
| Hemet | | | | allowed to expire because of |
| Yonkers | | Everyone has different needs, and | | nonpayment of premiums. |
| Palo Alto | | not one size fits all when it comes to | | |
| Denver | | term life insurance. While it may make | | Absolute Assignment: Assignment by |
| Fort Myers | | sense for people in their 30s and 40s | | a policy owner of all control of and |
| Slidell | | to secure a 20-year term length, a | | rights in the policy to a third party. |
| Aurora | | 10-year term might be more | | |
| Jacksonville | | appropriate for someone nearing | | Coding: A method of putting |
| Fort Wayne | | retirement. | | information into a numerical form for |
| Norfolk | | | | statistical use. Most information on |
| Berkeley | | Make sure you have a new policy in | | policies is coded and then put into |
| Fairfax | | place before you cancel your old one | | reports. |
| St. Louis | | to avoid a lapse in coverage. This will | | |
| Newark | | also prevent having to figure out the | | Net Loss: The amount of loss |
| Kingsport | | amount of any unused premium that is | | sustained by an insurer after giving |
| Spartanburg | | due to you from your old insurance | | effect to all applicable reinsurance, |
| Davenport | | company, or having to spar with your | | salvage, and subrogation recoveries. |
| Glendale | | agent about exactly when your policy | | |
| Minneapolis | | was cancelled and how much they | | Captive Agent: One who sells |
| Las Cruces | | owe you. | | insurance for only one company as |
| Newport Beach | | | | opposed to an agent who represents |
| Bay City | | | | several companies. |
