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| West Chester | | Life insurance, specifically Term Life, | | Loss Frequency: The number of times |
| Hartford | | is arguably one of the best values in | | a loss occurs over a specific period |
| Lake Worth | | the entire financial services arena. | | of time. |
| Jersey City | | Where else can you go and get | | |
| Alameda | | hundreds of thousands of dollars in | | Gross Line: The total limit accepted |
| Irvine | | protection for literally pennies per | | by an insurer on an individual risk, |
| Birmingham | | day? Rates for Term Life insurance | | including the amount to be reinsured. |
| Fremont | | remain at all-time lows, and now is the | | |
| Minneapolis | | time to lock in the best prices. | | Malicious Mischief: Similar to |
| Arlington | | | | vandalism. Purposely damaging the |
| Alameda | | The quickest and easiest way to | | rights or property of another. |
| Memphis | | shop for new insurance is by | | |
| Florence | | comparing rates at InsWebs online | | Replacement: A new policy written to |
| Rockville | | marketplace. If you do it the | | take the place of one currently in force. |
| Wichita | | old-fashioned way (by calling or | | |
| Coral Springs | | visiting multiple agents or insurance | | Multi-Peril Policies: Policies which |
| Bethlehem | | companies) it could take up a huge | | cover a number of perils, such as fire, |
| Alexandria | | chunk of your time, which no one | | burglary, and liability, in a single |
| Pasadena | | wants or needs. By completing | | contract. |
| Columbia | | InsWebs online application, you will | | |
| Stockton | | have rates to compare to your old | | Premises: The particular location of |
| Alameda | | ones within minutes! | | property or a portion thereof as |
| Memphis | | | | designated in a policy. |
| Evanston | | The best time to switch policies is | | |
| San Diego | | within one month of receiving your | | Provisional Rate: Tentative rates, |
| Council Bluffs | | policy renewal from your current | | premiums or commissions that are |
| Whittier | | insurer. You can typically cancel your | | subject to subsequent adjustment. |
| Glendale | | policy without any fees or penalties if | | See Commission and Premium. |
| Minneapolis | | you act within this time period. | | |
| Whittier | | | | Leasehold: An agreement which |
| Akron | | We offer quotes for auto insurance, | | gives a person the right to use and |
| Lakeland | | life insurance, homeowners | | occupy property. |
| Beaumont | | insurance, health insurance, term life | | |
| Cincinnati | | insurance and more. | | Agency: An insurance sales office |
| Joliet | | | | which is directed by a agent, |
| Clearwater | | | | manager, independent agent, or |
| Roanoke | | | | company manager. |
