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| Boulder | | Shopping around is the best way to | | Provisional Rate: Tentative rates, |
| Scranton | | save money on your insurance. | | premiums or commissions that are |
| Schaumburg | | | | subject to subsequent adjustment. |
| Norfolk | | At InsWeb, you can compare free | | See Commission and Premium. |
| Washington | | online insurance quotes from many of | | |
| Valdosta | | the nations leading insurance | | Malinger: To feign a disability for the |
| Cranston | | companies. | | purpose of continuing to collect |
| Denver | | | | benefits longer than actually |
| San Diego | | People who are trying to quit | | necessary. |
| Henderson | | smoking, for example, might be best | | |
| Boulder | | suited purchasing a shorter term (and | | War Risk Insurance: Insurance |
| Cincinnati | | then replacing it with a longer term | | covering damage caused by war. |
| Lakeland | | policy when they qualify for | | Most often written by Ocean Marine |
| Tallahassee | | non-tobacco prices). | | Insurance companies covering |
| Fort Wayne | | | | vessels. |
| Lima | | The quickest and easiest way to | | |
| Tucson | | shop for new insurance is by | | Liquidity: The ability of an insurer to |
| West Chester | | comparing rates at InsWebs online | | convert its assets into cash to pay |
| Bronx | | marketplace. If you do it the | | claims if necessary. |
| Biloxi | | old-fashioned way (by calling or | | |
| Warren | | visiting multiple agents or insurance | | Effective Date: The date on which the |
| Waterloo | | companies) it could take up a huge | | protection of an insurance policy or |
| Greensboro | | chunk of your time, which no one | | bond goes into effect. |
| Edison | | wants or needs. By completing | | |
| San Bernardino | | InsWebs online application, you will | | American Risk and Insurance |
| Roanoke | | have rates to compare to your old | | Association: An association of |
| Montgomery | | ones within minutes! | | insurance educators and others |
| Nashville | | | | interested in insurance study and |
| Birmingham | | The best time to switch policies is | | research. |
| Sacramento | | within one month of receiving your | | |
| Trenton | | policy renewal from your current | | Leasehold: An agreement which |
| Huntington Beach | | insurer. You can typically cancel your | | gives a person the right to use and |
| Waterloo | | policy without any fees or penalties if | | occupy property. |
| Anaheim | | you act within this time period. | | |