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| San Antonio | | Shopping around is the best way to | | Agency: An insurance sales office |
| Muskegon | | save money on your insurance. | | which is directed by a agent, |
| Greensboro | | | | manager, independent agent, or |
| Longwood | | Why not take advantage of current | | company manager. |
| Modesto | | low prices? Many auto insurance | | |
| Naples | | consumers are becoming educated | | Claim Report: A report filed by an |
| Mobile | | on other companies, plans, and rates | | agent setting forth the facts of a claim. |
| Sacramento | | that are available to them; ones that | | Same as Loss Report. |
| Toledo | | could afford them significant savings | | |
| Cedar Rapids | | on their auto insurance. | | We/Us/Our: These words are used to |
| Portsmouth | | | | refer to the insurer in many of the |
| Riverside | | Make sure you have a new policy in | | modernized/personalized policy |
| Rome | | place before you cancel your old one | | forms recently introduced. |
| Davenport | | to avoid a lapse in coverage. This will | | |
| Worcester | | also prevent having to figure out the | | Line of Business: The classification of |
| St. Paul | | amount of any unused premium that is | | business as utilized in the insurance |
| Independence | | due to you from your old insurance | | industry, e.g., Fire, Allied Lines and |
| Longmont | | company, or having to spar with your | | Homeowners. |
| Boise | | agent about exactly when your policy | | |
| Beaumont | | was cancelled and how much they | | Fictitious Groups: Groups formed |
| Las Vegas | | owe you. | | primarily for the purpose of buying |
| Lakeland | | | | insurance. Under the law such groups |
| Palm Harbor | | If you have noticed that your auto | | may not be underwritten. |
| Hot Springs | | insurance rates are still increasing | | |
| Burbank | | with each renewal, or even have not | | Captive Agent: One who sells |
| Long Beach | | gone down even though you have a | | insurance for only one company as |
| Little Rock | | great driving record, this lower pricing | | opposed to an agent who represents |
| Nashua | | trend makes it more important then | | several companies. |
| San Diego | | ever that you shop around for auto | | |
| Redlands | | insurance. | | Cut Rate: This term generally applies |
| Boynton Beach | | | | to insurance companies who charge |
| Newburgh | | If you decide to cancel your policy | | premiums below a normal or average |
| Sarasota | | (after acquiring new coverage) | | rate. |
| Whittier | | outside of the 30-day period, you may | | |
| Ventura | | have to pay a fee or penalty. | | |
| Fredericksburg | | However, you may still save money | | |
| Hot Springs | | after paying the fee if your new policy | | |
| Topeka | | affords you significant savings. So | | |
| White Plains | | while it is best to wait until your | | |
| Newport Beach | | receive your renewal notice, you CAN | | |
| Monroe | | cancel your policy at any time. | | |
