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| Birmingham | | At InsWeb, you can compare free | | Tickler: A reminder system used to |
| Flushing | | online insurance quotes from many of | | call an individual's attention to actions |
| Allentown | | the nations leading insurance | | that must be taken at a future point in |
| Quincy | | companies. | | time. |
| Conroe | | | | |
| Schenectady | | The best time to switch policies is | | Indemnify: To restore the victim of a |
| Birmingham | | within one month of receiving your | | loss to the same position as before |
| Roanoke | | policy renewal from your current | | the loss occurred. |
| Killeen | | insurer. You can typically cancel your | | |
| South Bend | | policy without any fees or penalties if | | Underwriters Laboratories, Inc. (UL): A |
| Metairie | | you act within this time period. | | testing laboratory for manufactured |
| Phoenix | | | | items to determine their safety |
| Seattle | | If you have noticed that your auto | | propensities. |
| Anchorage | | insurance rates are still increasing | | |
| Independence | | with each renewal, or even have not | | Convention Values: Values assigned |
| Duluth | | gone down even though you have a | | to insurers' assets in the convention |
| Duluth | | great driving record, this lower pricing | | blank. |
| Fremont | | trend makes it more important then | | |
| Bradenton | | ever that you shop around for auto | | Provisional Rate: Tentative rates, |
| Fort Collins | | insurance. | | premiums or commissions that are |
| Chesapeake | | | | subject to subsequent adjustment. |
| Cape Coral | | Healthy people have the best | | See Commission and Premium. |
| Naples | | mortality risks and thus are much | | |
| Troy | | cheaper for companies to insure. This | | Accident: An unplanned event, |
| Phoenix | | translates into lower rates for the | | unexpected and undesigned, which |
| Ventura | | Super Preferred customer than | | occurs suddenly and at a definite |
| Vineland | | someone with higher risk factors such | | place. |
| Boynton Beach | | as a heart condition, cancer or | | |
| Virginia Beach | | diabetes. Conversely, if you were | | Incurred Expense: Expenses not yet |
| North Hollywood | | unhealthy when you acquired your | | paid. Can also include paid |
| Owensboro | | policy, and your health has now | | expenses in some accounting |
| Charlotte | | improved, it might be time to shop for | | systems. |
| Sacramento | | a new policy, as your rates are likely | | |
| Fort Myers | | to be lower. | | You/Your: These words are used to |
| Zanesville | | | | refer to the named insured in many of |
| Melbourne | | | | the modernized/personalized policy |
| Council Bluffs | | | | forms. |
