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| Seattle | | The quickest and easiest way to | | Initial Premium: An amount paid at the |
| Orange | | shop for new insurance is by | | inception of an insurance contract, |
| Rochester | | comparing rates at InsWebs online | | usually subject to adjustment at the |
| Amarillo | | marketplace. If you do it the | | end of the policy period. |
| Birmingham | | old-fashioned way (by calling or | | |
| Austin | | visiting multiple agents or insurance | | Burning Ratio: The ratio of losses |
| Fresno | | companies) it could take up a huge | | suffered to the amount of insurance in |
| Zanesville | | chunk of your time, which no one | | effect. |
| Jasper | | wants or needs. By completing | | |
| Turlock | | InsWebs online application, you will | | Short-Term Policy: A policy written for |
| Odessa | | have rates to compare to your old | | a period of less time than is normal for |
| New Orleans | | ones within minutes! | | that type of policy. |