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| Fall River | | At InsWeb, you can compare free | | You/Your: These words are used to |
| West Chester | | online insurance quotes from many of | | refer to the named insured in many of |
| Gainesville | | the nations leading insurance | | the modernized/personalized policy |
| Madison | | companies. | | forms. |
| Naples | | | | |
| Harlingen | | Life insurance, specifically Term Life, | | Substandard Risk: A risk not |
| Fort Collins | | is arguably one of the best values in | | measuring up to underwriting |
| Norfolk | | the entire financial services arena. | | standards. It may still be written but |
| Chattanooga | | Where else can you go and get | | usually at a surcharged premium. |
| Las Cruces | | hundreds of thousands of dollars in | | |
| Albuquerque | | protection for literally pennies per | | Claim Expense: The expense of |
| Seattle | | day? Rates for Term Life insurance | | adjusting a claim, such as |
| Valdosta | | remain at all-time lows, and now is the | | investigation and attorneys' fees. It |
| Los Angeles | | time to lock in the best prices. | | does not include the cost of the claim |
| Honolulu | | | | itself. |
| Raleigh | | Individuals who have 30-year | | |
| Tampa | | mortgages might want to consider a | | Tabular Plan: A retrospective rating |
| Whittier | | 30-year term to ensure that the house | | plan, which uses tables to furnish the |
| Dallas | | is protected throughout the period of | | various values for the rating formula. |
| Ogden | | the loan. | | |
| Lakeland | | | | Society of Insurance Research: An |
| Amarillo | | Shopping around is the best way to | | organization which encourages |
| Nashua | | save money on your insurance. | | insurance research and promotes the |
| Fayetteville | | | | exchange of ideas and methods of |
| Houma | | Why not take advantage of current | | research. |
| Raleigh | | low prices? Many auto insurance | | |
| Jasper | | consumers are becoming educated | | Insurance Policy: The printed form |
| Jackson | | on other companies, plans, and rates | | which serves as the contract between |
| Orange | | that are available to them; ones that | | an insurer and an insured. |
| Newark | | could afford them significant savings | | |
| Lakewood | | on their auto insurance. | | Appraisal: An evaluation of property |
| Birmingham | | | | made to ascertain either the |
| Portland | | While some companies raise their | | appropriate amount of insurance to |
| Quincy | | prices based on your actual age, | | be written or the amount of loss to be |
| Santa Clara | | most companies increase the price of | | paid. |
| Columbia | | their policies six months before your | | |
| Fayetteville | | birthday. Its a term called Age | | |
| Stamford | | Nearest in the industry, and that | | |
| Eugene | | half-year price increase could really | | |
| Tucson | | add up over a 20-year term policy. As | | |
| High Point | | above, the quicker you purchase your | | |
| Costa Mesa | | policy the better. | | |
