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| Gaithersburg | | If you have noticed that your auto | | American Risk and Insurance |
| Bethlehem | | insurance rates are still increasing | | Association: An association of |
| Portland | | with each renewal, or even have not | | insurance educators and others |
| Fort Collins | | gone down even though you have a | | interested in insurance study and |
| Chandler | | great driving record, this lower pricing | | research. |
| Fullerton | | trend makes it more important then | | |
| Elkhart | | ever that you shop around for auto | | Retail Credit Company: The former |
| Lancaster | | insurance. | | name of Equifax, a credit reporting |
| El Cajon | | | | organization. See Equifax. |
| Charlotte | | Make sure you have a new policy in | | |
| Henderson | | place before you cancel your old one | | Single Limit: Any insurance coverage |
| Dallas | | to avoid a lapse in coverage. This will | | which is expressed as a single |
| Lansing | | also prevent having to figure out the | | amount of insurance, or a single limit |
| Escondido | | amount of any unused premium that is | | of liability. Contrast with Split Limit. |
| Decatur | | due to you from your old insurance | | |
| Sacramento | | company, or having to spar with your | | Losses Incurred: The total losses, |
| Frederick | | agent about exactly when your policy | | whether paid or not, sustained by an |
| Topeka | | was cancelled and how much they | | insurer during a given period, e.g., 12 |
| Irvine | | owe you. | | months. |
