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| Albany | | Make sure you have a new policy in | | Incurred Expense: Expenses not yet |
| Rome | | place before you cancel your old one | | paid. Can also include paid |
| Kansas City | | to avoid a lapse in coverage. This will | | expenses in some accounting |
| Dothan | | also prevent having to figure out the | | systems. |
| San Francisco | | amount of any unused premium that is | | |
| Belleville | | due to you from your old insurance | | Policy Period (or Term): The period |
| St. Joseph | | company, or having to spar with your | | during which the policy contract |
| Columbia | | agent about exactly when your policy | | affords protection, e.g., six months or |
| Sioux City | | was cancelled and how much they | | one or three years. |
| Flushing | | owe you. | | |
| Dothan | | | | National Auto Theft Bureau: An |
| Muskegon | | Why not take advantage of current | | organization engaged in the |
| Gaithersburg | | low prices? Many auto insurance | | prevention and reduction of motor |
| Reno | | consumers are becoming educated | | vehicle fire and theft losses. |
| Johnson City | | on other companies, plans, and rates | | |
| Pembroke Pines | | that are available to them; ones that | | Claim: A demand made by the |
| El Cajon | | could afford them significant savings | | insured, or the insured's beneficiary, |
| Salem | | on their auto insurance. | | for payment of the benefits provided |
| Houma | | | | by the contract. |
| Cypress | | Individuals who have 30-year | | |
| Lancaster | | mortgages might want to consider a | | Minimum Premium: The smallest |
| Phoenix | | 30-year term to ensure that the house | | amount of premium for which an |
| Council Bluffs | | is protected throughout the period of | | insurer will issue coverage under a |
| Hampton | | the loan. | | given policy. |
