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| Naperville | | At InsWeb, you can compare free | | Stock Option Plan: Surviving |
| Spartanburg | | online insurance quotes from many of | | stockholders have the option to |
| Elkhart | | the nations leading insurance | | purchase or not purchase the shares |
| Columbia | | companies. | | of a deceased stockholder. |
| Wichita Falls | | | | |
| New York | | We offer quotes for auto insurance, | | Examiner: An employee assigned by |
| Texarkana | | life insurance, homeowners | | the state insurance department to |
| Fort Worth | | insurance, health insurance, term life | | audit insurers' records. |
| Alameda | | insurance and more. | | |
| Fort Collins | | | | Underwriters Laboratories, Inc. (UL): A |
| Syracuse | | People who are trying to quit | | testing laboratory for manufactured |
| Salt Lake City | | smoking, for example, might be best | | items to determine their safety |
| Evanston | | suited purchasing a shorter term (and | | propensities. |
| Anaheim | | then replacing it with a longer term | | |
| Stockton | | policy when they qualify for | | Broker-Agent: One acting as an agent |
| Zanesville | | non-tobacco prices). | | of one or more insurers and as a |
| Clarksville | | | | broker in dealing with one or more |
| Scottsdale | | Healthy people have the best | | other insurers. |
| Shreveport | | mortality risks and thus are much | | |
| Ogden | | cheaper for companies to insure. This | | FICA. Federal Insurance Contributions |
| Corpus Christi | | translates into lower rates for the | | Act: A law imposing a payroll tax to |
| Lakewood | | Super Preferred customer than | | assist in funding Social Security |
| Arlington | | someone with higher risk factors such | | benefits. |
| Williamsburg | | as a heart condition, cancer or | | |
| Denton | | diabetes. Conversely, if you were | | Fiduciary: A person holding the funds |
| Glendale | | unhealthy when you acquired your | | or property of another in a position of |
| Mobile | | policy, and your health has now | | trust. An example would be the |
| Canton | | improved, it might be time to shop for | | executor of an estate. |
| Fort Collins | | a new policy, as your rates are likely | | |
| Stamford | | to be lower. | | Brick Veneer Construction: Refers to |
| Spring Hill | | | | a building where the outside walls are |
| Hickory | | The quickest and easiest way to | | constructed of wood with a facing of a |
| Costa Mesa | | shop for new insurance is by | | single layer of brick. |
| Evansville | | comparing rates at InsWebs online | | |
| Long Beach | | marketplace. If you do it the | | |
| Greenville | | old-fashioned way (by calling or | | |
| Montgomery | | visiting multiple agents or insurance | | |
| Anchorage | | companies) it could take up a huge | | |
| Dallas | | chunk of your time, which no one | | |
| Westbury | | wants or needs. By completing | | |
| Naperville | | InsWebs online application, you will | | |
| Fairfax | | have rates to compare to your old | | |
| Fremont | | ones within minutes! | | |