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| Pittsburgh | | Everyone has different needs, and | | Nonassignable: A policy that the |
| Ann Arbor | | not one size fits all when it comes to | | owner cannot assign to a third party. |
| Portland | | term life insurance. While it may make | | Most policies are nonassignable |
| Washington | | sense for people in their 30s and 40s | | unless approval is given by the |
| Newport News | | to secure a 20-year term length, a | | insurer. |
| Waco | | 10-year term might be more | | |
| Modesto | | appropriate for someone nearing | | Deductible: The portion of an insured |
| San Antonio | | retirement. | | loss to be borne by the insured |
| Whittier | | | | before he is entitled to recovery from |
| Ocala | | If you decide to cancel your policy | | the insurer. |
| Milwaukee | | (after acquiring new coverage) | | |
| Orlando | | outside of the 30-day period, you may | | Amendment: A formal document |
| Saginaw | | have to pay a fee or penalty. | | which corrects or revises an |
| Fremont | | However, you may still save money | | insurance master policy. |
| Racine | | after paying the fee if your new policy | | |
| Brooklyn | | affords you significant savings. So | | National Auto Theft Bureau: An |
| Topeka | | while it is best to wait until your | | organization engaged in the |
| Hemet | | receive your renewal notice, you CAN | | prevention and reduction of motor |
| Bloomington | | cancel your policy at any time. | | vehicle fire and theft losses. |