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| Stuart | | People who are trying to quit | | Standard Industry Code (SIC): This is |
| Delray Beach | | smoking, for example, might be best | | a coding system which assigns |
| High Point | | suited purchasing a shorter term (and | | separate codes for different types of |
| Milwaukee | | then replacing it with a longer term | | industries. |
| Garland | | policy when they qualify for | | |
| Rochester | | non-tobacco prices). | | Buy-Back" Deductible: A deductible |
| Oxnard | | | | which may be eliminated for an |
| Richmond | | At InsWeb, you can compare free | | additional premium in order to |
| New York | | online insurance quotes from many of | | provide "first-dollar" coverage. |
| Vero Beach | | the nations leading insurance | | |
| Gainesville | | companies. | | Foreign Insurer: An insurer domiciled |
| Panama City | | | | in a state of the United States other |
| Syracuse | | We offer quotes for auto insurance, | | than the one in which the insured's |
| Cypress | | life insurance, homeowners | | insurance is written. |
| Wichita Falls | | insurance, health insurance, term life | | |
| Detroit | | insurance and more. | | Accidental Bodily Injury: An injury |
| Norfolk | | | | sustained accidentally. Only the result |
| Cambridge | | If you have noticed that your auto | | need be accidental. Contrast with |
| Racine | | insurance rates are still increasing | | Accidental Means. |
| Orange | | with each renewal, or even have not | | |
| Milwaukee | | gone down even though you have a | | Agency: An insurance sales office |
| Durham | | great driving record, this lower pricing | | which is directed by a agent, |
| Chula Vista | | trend makes it more important then | | manager, independent agent, or |
| Boise | | ever that you shop around for auto | | company manager. |
| Cedar Rapids | | insurance. | | |
| Eugene | | | | Effective Date: The date on which the |
| St. Louis | | Why not take advantage of current | | protection of an insurance policy or |
| El Paso | | low prices? Many auto insurance | | bond goes into effect. |
| Sioux Falls | | consumers are becoming educated | | |
| Johnson City | | on other companies, plans, and rates | | Malicious Mischief: Similar to |
| Boise | | that are available to them; ones that | | vandalism. Purposely damaging the |
| Oakland | | could afford them significant savings | | rights or property of another. |
| Acworth | | on their auto insurance. | | |
| Toms River | | | | Indemnity: Restoration to the victim of |
| Eugene | | | | a loss by payment, repair, or |
| Warwick | | | | replacement. |