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| Long Beach | | People who are trying to quit | | Provisional Rate: Tentative rates, |
| Sioux City | | smoking, for example, might be best | | premiums or commissions that are |
| West Palm Beach | | suited purchasing a shorter term (and | | subject to subsequent adjustment. |
| Shreveport | | then replacing it with a longer term | | See Commission and Premium. |
| Newport News | | policy when they qualify for | | |
| Johnson City | | non-tobacco prices). | | Loss Adjustment Expense: The cost |
| Hemet | | | | of adjusting losses, excluding the |
| Montgomery | | Why not take advantage of current | | amount of the loss itself. |
| Washington | | low prices? Many auto insurance | | |
| Vancouver | | consumers are becoming educated | | United States Aircraft Insurance |
| Gainesville | | on other companies, plans, and rates | | Group: A group of insurers providing |
| Yonkers | | that are available to them; ones that | | facilities for all forms of Aviation |
| Jersey City | | could afford them significant savings | | Insurance. |
| Tampa | | on their auto insurance. | | |
| Lowell | | | | Countersignature: The signature of a |
| Malden | | The quickest and easiest way to | | licensed agent or representative on a |
| Lincoln | | shop for new insurance is by | | policy. |
| Sarasota | | comparing rates at InsWebs online | | |
| Los Angeles | | marketplace. If you do it the | | Indemnify: To restore the victim of a |
| New York | | old-fashioned way (by calling or | | loss to the same position as before |
| Irving | | visiting multiple agents or insurance | | the loss occurred. |
| Columbia | | companies) it could take up a huge | | |
| Baton Rouge | | chunk of your time, which no one | | Business: In Property, Liability, and |
| Tallahassee | | wants or needs. By completing | | Health lines, it usually refers to the |
| Newark | | InsWebs online application, you will | | volume of premiums. |
| Columbus | | have rates to compare to your old | | |
| Duluth | | ones within minutes! | | Approved: The condition which exists |
| Killeen | | | | when the person or object to be |
| Sioux Falls | | Everyone has different needs, and | | insured meets the underwriting |
| Council Bluffs | | not one size fits all when it comes to | | standards of the insurer. |
| Orange Park | | term life insurance. While it may make | | |
| North Hollywood | | sense for people in their 30s and 40s | | New For Old: Replacing old |
| Ann Arbor | | to secure a 20-year term length, a | | damaged parts or equipment with |
| Tempe | | 10-year term might be more | | new ones rather than repairing them. |
| Fall River | | appropriate for someone nearing | | |
| Columbus | | retirement. | | |