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| Burbank | | At InsWeb, you can compare free | | Malicious Mischief: Similar to |
| Toms River | | online insurance quotes from many of | | vandalism. Purposely damaging the |
| Portland | | the nations leading insurance | | rights or property of another. |
| Stockton | | companies. | | |
| St. Paul | | | | Buy-Back" Deductible: A deductible |
| Florence | | Life insurance, specifically Term Life, | | which may be eliminated for an |
| Newark | | is arguably one of the best values in | | additional premium in order to |
| Dearborn | | the entire financial services arena. | | provide "first-dollar" coverage. |
| Boston | | Where else can you go and get | | |
| Rochester | | hundreds of thousands of dollars in | | Leasehold: An agreement which |
| Portland | | protection for literally pennies per | | gives a person the right to use and |
| Decatur | | day? Rates for Term Life insurance | | occupy property. |
| Palo Alto | | remain at all-time lows, and now is the | | |
| Charlotte | | time to lock in the best prices. | | Lloyd's Broker: A person who has the |
| Delray Beach | | | | authority to negotiate insurance |
| Silver Spring | | Why not take advantage of current | | contracts with the underwriters on the |
| Sacramento | | low prices? Many auto insurance | | floor at Lloyd's. |
| Austin | | consumers are becoming educated | | |
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| Arlington | | that are available to them; ones that | | plus operating expenses, |
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| Hampton | | on their auto insurance. | | |
| Yuma | | | | Criticism: A correction suggested by a |
| Hollywood | | The quickest and easiest way to | | rating or auditing bureau to an insurer. |
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| Lansing | | comparing rates at InsWebs online | | Agency Contract (or Agreement): The |
| Huntington Beach | | marketplace. If you do it the | | document which establishes the legal |
| Thousand Oaks | | old-fashioned way (by calling or | | relationship between an agent and an |
| Santa Barbara | | visiting multiple agents or insurance | | insurer. |
| New York | | companies) it could take up a huge | | |
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| Norfolk | | wants or needs. By completing | | which occurs when an agent mixes |
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| Omaha | | have rates to compare to your old | | insurer's funds. |
| Quincy | | ones within minutes! | | |
