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| Decatur | | If you have noticed that your auto | | Short-Term Policy: A policy written for |
| Stockbridge | | insurance rates are still increasing | | a period of less time than is normal for |
| New Port Richey | | with each renewal, or even have not | | that type of policy. |
| Salem | | gone down even though you have a | | |
| Fairfax | | great driving record, this lower pricing | | Countersignature: The signature of a |
| Tempe | | trend makes it more important then | | licensed agent or representative on a |
| Kansas City | | ever that you shop around for auto | | policy. |
| Detroit | | insurance. | | |
| Newark | | | | Not Taken: Policies applied for and |
| Baltimore | | Life insurance, specifically Term Life, | | issued but rejected by the proposed |
| Santa Clara | | is arguably one of the best values in | | owner and not paid for. |
| Huntington | | the entire financial services arena. | | |
| Harrisburg | | Where else can you go and get | | Insurance Policy: The printed form |
| Longview | | hundreds of thousands of dollars in | | which serves as the contract between |
| Fredericksburg | | protection for literally pennies per | | an insurer and an insured. |
| New Orleans | | day? Rates for Term Life insurance | | |
| Oxnard | | remain at all-time lows, and now is the | | Brokerage Business: Business |
| Washington | | time to lock in the best prices. | | offered to an insurer by a broker. This |
| Troy | | | | is sometimes called excess or |
| Delray Beach | | While some companies raise their | | surplus business. |
| Westbury | | prices based on your actual age, | | |
| Franklin | | most companies increase the price of | | Valuation Clause: A clause stating the |
| Mountain View | | their policies six months before your | | value of items for insurance |
| Bloomington | | birthday. Its a term called Age | | purposes, making it a valued policy. |
| Dubuque | | Nearest in the industry, and that | | |
| Glendale | | half-year price increase could really | | Open Rating: A system whereby a |
| Palm Harbor | | add up over a 20-year term policy. As | | state allows an insurer to use rates |
| Glendale | | above, the quicker you purchase your | | without prior approval. |
| Lubbock | | policy the better. | | |
| Akron | | | | Amendment: A formal document |
| Des Moines | | The quickest and easiest way to | | which corrects or revises an |
| Fort Wayne | | shop for new insurance is by | | insurance master policy. |
| New Orleans | | comparing rates at InsWebs online | | |
| Muncie | | marketplace. If you do it the | | Liabilities: Money owed or expected |
| Florissant | | old-fashioned way (by calling or | | to be owed. Insurance company |
| San Antonio | | visiting multiple agents or insurance | | financial statements, for instance, |
| Fort Lauderdale | | companies) it could take up a huge | | show assets and liabilities. |
| Portland | | chunk of your time, which no one | | |
| Wichita | | wants or needs. By completing | | |
| Owensboro | | InsWebs online application, you will | | |
| Rockford | | have rates to compare to your old | | |
| Carlsbad | | ones within minutes! | | |
